My mortgage broker says he needs my Amesbury lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Amesbury office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Amesbury solicitor . They maintain a central record lender panel numbers.
I have todaybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Amesbury for a purchase of a leasehold flat 12 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Amesbury conveyancing specialists.
How does conveyancing in Amesbury differ for newly converted properties?
Most buyers of new build residence in Amesbury come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is built. This is because developers in Amesbury usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Amesbury or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Amesbury is where the house is located. Is there any guidance you can give?
Flying freeholds in Amesbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Amesbury you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Amesbury may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Do I need to be wary about brokers that I am dealing with are recommending an online conveyancing firm as opposed to a High Street Amesbury conveyancing practice?
As is the case with many service providers, often input from family and friends can be worth their weight in gold. But there are numerous players in a conveyancing transaction; estate agents, mortgage brokers and banks may put forward lawyers to appoint. Sometimes these conveyancers might be known to one of the organisations as being good in their field, but sometimes there may be a financial incentive behind the endorsement. You are free to choose your own conveyancer. Don't forget that some mortgage providers have an approved list of lawyers you have to use for the lender aspect of your home move.