I am not well enough to travel far from Tidworth. Please explain the reason why all Tidworth conveyancers aren't automatically on all bank panels?
Lenders tend to restrict either the type or the number of conveyancing solicitors on their approved list of lawyers. A common example of such restriction(s) being that the practice must have two or more partners. In addition to restricting the structure of firm, some banks such as HSBC decided to restrict the number of conveyancers they use to act for them. It is worth noting that building societies have no responsibility for the quality of conveyancing supplied by any Tidworth conveyancing practitioner on their panel. Mortgage fraud was the main trigger for the culling of conveyancing panels in the last decade even though there are conflicting thoughts about whether solicitors sat at the center of that fraud. Statistics via HM Land Registry exposes that thousands of conveyancing organisations only conduct a couple of conveyances annually. Those advocating conveyancing panel pruning question why law firms should have the right to be on a conveyancing panel when it is apparent that conveyancing is not their primary expertise?
It is is a decade since I acquired my house in Tidworth. Conveyancing lawyers have just been retained on the sale but I am unable to locate my title documents. Is this a problem?
You need not be too concerned. First the deeds may be with your lender or they could still be with the solicitor who acted in the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Tidworth relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
I require quick conveyancing in Tidworth as I am faced with an ultimatum to sign on the dotted line within 3 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to have searches conducted although no law firm would recommend that you don't. With plenty of history conveyancing in Tidworth the following are examples of issues that can crop up and adversely affect future mortgageability: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
I need to retain a conveyancing solicitor for some conveyancing in Tidworth. I've land on a web site which appears to be the ideal offering If there is a chance to get all the legals done via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am due to assess quotes for conveyancing in Tidworth from three lawyer and decide on one. Am I right to get them to hold tight until I I have my bid accepted on a apartment.
We would recommend that you only request your solicitor to commence work and order searches once the offer has been accepted on the property particularly as Tidworth conveyancing searches are a couple of hundred pounds.