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Recently asked questions about conveyancing in Pewsey

How does conveyancing in Pewsey differ for new build properties?

Most buyers of new build residence in Pewsey come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is built. This is because house builders in Pewsey typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Pewsey or who has acted in the same development.

I decided to have a survey done on a house in Pewsey ahead of retaining lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some lenders will not grant a loan on a flying freehold property.

It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Pewsey. Conveyancing will be smoother if you use a solicitor in Pewsey especially if they regularly deal with such properties in Pewsey.

Given that I am about to part with £400,000 on a house in Pewsey I wish to talk to a solicitor concerning thehome move in advance of instructing the firm. Is this something that you can arrange?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor due to be carrying out your property ownership legalities in Pewsey.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Pewsey should be the figure that you are charged.

I've recently bought a leasehold house in Pewsey. Am I liable to pay service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Pewsey Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

    How is the lease structured? Plenty Pewsey leasehold apartments will incur a service charge for maintenance of the block set by the management company. Where you buy the apartment you will have to pay this liability, usually quarterly accross the year. This could be anything from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a rentcharge to be met annual, this is usually not a exorbitant sum, say about £25-£75 but you should to enquire as occasionally it can be surprisingly expensive. The prefered form of lease structure is if the freehold interest is owned by the leaseholders. In this arrangement the lessees benefit from control and even though a managing agent is usually retained if the building is larger than a house conversion, the managing agent acts for the leaseholders themselves.

There are numerous properties in Pewsey on unadopted lanes. We are acquiring one such house. What would be the advantages and disadvantages of buying a house on a private road?

Pewsey conveyancing lawyers will be well versed in conveyancing propertieson unadopted roads. Your property lawyer will investigate Land Registry data to find any rights or responsibilities. It is possible that there is a residents association that proprietors make annual contributions for the upkeep of the road. Where there is one, the road will likely be maintained and look better than council maintained.

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Find out more about how flying freehold can affect your the value of a property.