Last October we completed a house move in Pewsey. We have noticed several problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been ordered for conveyancing in Pewsey?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Pewsey. Conveyancing searches and investigations initiated during the buying process are carried out to help avoid problems. As part of the process, the vendor fills in a form known as a SPIF. If the information is incorrect, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Pewsey.
Should conveyancers request money on account for my conveyancing in Pewsey?
If you are buying a property in Pewsey your lawyer will request that you place them with funds to cover the search fees. This will be the total of the cost of the Local Authority Search. If any deposit is payable against the total price then this will be needed immediately prior to exchange of contracts. Any further balance that is due will be payable a couple of days prior to the day of completion.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Pewsey?
There are two types of lawyers who can carry out conveyancing in Pewsey namely CLC regulated conveyancers or solicitors. Both professionals handle the legal services that you need to complete the sale or acquisition of property. Both are obliged to perform Pewsey conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly conducted and that all requirements and steps will be appropriately followed.
My wife and I purchasing a 4 bedroom semi-detached house in Pewsey. We would like to an extension at the rear at the house.Will legal conveyancing on the property include investigations to see if these alterations are allowed?
Your solicitor should review the deeds as conveyancing in Pewsey can on occasion identify restrictions in the title documents which restrict certain alterations or require the consent of a 3rd party. Some works require local authority planning permissions and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
I am currently in the process of buying my council flat in Pewsey. I have a mortgage offer with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
The deeds to our property can not be found. The solicitors who handled the conveyancing in Pewsey 10 years ago have long since closed. Will I be able to sell the house?
Assuming you have a registered title the details of your proprietorship will be held by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, locate your house and obtain up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will in most cases hold a file copy of the Registered Lease and again, a copy can be obtained for a small fee.
Due to the guidance of my in-laws I had a survey completed on a property in Pewsey before retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies tend not give a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pewsey. Conveyancing will be smoother if you use a solicitor in Pewsey especially if they are familiar with such properties in Pewsey.