I am under pressure from the mortgagee in possession of a property in Pewsey to complete within four weeks. What can I do to expedite matters?

Where you are under time constraints to complete we would recommend that your solicitor is familiar with the location as they will make use of local relationships and intelligence. It is even conceivable that they would have conducted otherhouses in the same road. You would be best advised to use a Pewsey conveyancing firm. In addition, be sure that the conveyancing firm is on the member panel. It is believed that 18% of Pewsey conveyancing transactions are held up or jeopardised after discovering a buyer’s solicitor was not on their mortgage lender’s list of approved solicitors. In many cases this discovery resulted in the home move being delayed by as much as 21 days. It is believed that this issue impacts approximately 100,000 home moves annually. Many Pewsey conveyancing firms can not represent certain mortgage companies so do check at the outset.

We are downsizing from our house in Pewsey and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the buyers used a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Pewsey. We have lived in Pewsey for six years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that the buyers are looking for.

It sounds as though you may have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

4 months have gone by since my purchase conveyancing in Pewsey concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I decided to have a survey carried out on a property in Pewsey prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders may refuse to give a loan on a flying freehold premises.

It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pewsey. Conveyancing may be slightly more expensive based on your lender's requirements.

Is there a distinction between surveying and conveyancing in Pewsey?

Conveyancing - in Pewsey or elsewhere - is the legal term given to transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to fix the defects prior to you move in.