I can't travel far from Pewsey. Is there a reason why all Pewsey conveyancers are not on all bank panels?

Banks ordinarily restrict either the nature or the number of conveyancing firms on their approved list of lawyers. Frequent examples of such restriction(s) being that the organisation is required to have two or more partners. As well as restricting the type of firm, some lenders made a decision to limit the number of practices they permit to represent them. It is worth noting that lenders have no liability for the quality of advice supplied by any Pewsey conveyancing practitioner on their panel. Increases in mortgage fraud was the primary trigger for the culling of conveyancing panels in the last decade notwithstanding that there are opposing views about the extent of solicitor involvement in some of that fraud. Data published by HMLR indicates that thousands of conveyancing firms only transact a couple of conveyances annually. Those supporting conveyancing panel consolidation ask why conveyancing firms deserve the right to remain on a bank panel when clearly property law is not their speciality?

We note that you have a search directory listing law firms on the TSB conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Pewsey?

We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pewsey.

I have been told that property searches are the primary reason for obstruction in Pewsey conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Pewsey.

I have recentlydiscovered that Wolstenholmes have closed. They conducted my conveyancing in Pewsey for a purchase of a leasehold flat 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pewsey conveyancing specialists.

I'm buying a new build house in Pewsey with a mortgage from Leeds Building Society. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not reveal to my solicitor about the side-deal as it could jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.