I am helping my step-mother sell her flat in Bermondsey. Does the solicitor order the EPC or should I organise this?

After the abolition of Home Information Packs, energy performance certificates was retained a compulsory part of moving property. An energy performance certificate should be commissioned in advance of the property being marketed. This is not something that conveyancers normally arrange. If you are instructing a Bermondsey conveyancing solicitor they may help arrange energy performance certificates due to their relationships with long established Bermondsey assessors

I am buying a victorian detached house in Bermondsey. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve enquiries to ascertain if these works are allowed?

Your property lawyer should check the registered title as conveyancing in Bermondsey can occasionally identify restrictions in the title deeds which prohibit categories of changes or necessitated the permission of another owner. Some works need local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

Completion of my remortgage has taken place for my property in Bermondsey. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I'm purchasing a new build house in Bermondsey with the aid of help to buy. The sellers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about the extras as it would jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my existing home to a BTL mortgage with Yorkshire Building Society and intend to use the remaining equity towards a second property. The location we are interested in is Bermondsey. Will your lawyers be able to act for the two banks and link together the transactions?

Make use of our search tool on this site to check that the conveyancers are on the relevant lender panels. Having checked that they are the lawyer should be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and make clear your desired outcome and requirements.

I am using a search engine for the phrase conveyancing in Bermondsey it shows results of many solicitorslocally. How do I determine which is the right conveyancer for the sale of my house?

The preferential method of seeking the right conveyancer is via personal testimonial, so ask friends and relatives who have bought a property in Bermondsey or the respected estate agent or financial adviser. Charges for conveyancing in Bermondsey vary, so it's a good idea to request at least three costs illustrations from varying types of property lawyers. Dont forget to clarify what costs in the quote includes.

My offer on house in Bermondsey was accepted, but there is a chain. The current proprietors have put an offer on on an apartment, however it’s not yet agreed to, and has viewings of other flats in the pipeline. I have selected a local conveyancing solicitor in Bermondsey. What do I do now? When do I get the mortgage application with Nottingham going with Nottingham?

It is standard to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx £1k, then survey, Bermondsey conveyancing search costs, etc). First, you must ensure that your conveyancing practitioner is on the Nottingham conveyancing panel. Regarding the subsequent steps this very much dictated by the circumstances of your transaction, desire for this property and on the state of the market. During a buoyant market many buyers would apply for the mortgage with Nottingham and pay for the survey and only if it comes back ok would they ask their conveyancer to move forward with the conveyancing in Bermondsey.