As someone not used to the Tower Hill conveyancing process what’s the number one tip you can impart concerning the home moving process in Tower Hill
You may not hear this from too many lawyers but conveyancing in Tower Hill and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists plenty of room for friction between you and others involved in the house moving process. E.g., the vendor, estate agent and on occasion your mortgage company. Choosing a lawyer for your conveyancing in Tower Hill is a critical decision as your conveyancer is your adviser, and is the ONE person in the process whose role it is to protect your legal interests and to protect you.
We are witnessing a distinct ongoing adversarial element to conveyancing- someone has to be at fault for the process taking so long. You your first instinct should be to trust your solicitor ahead of all other players in the conveyancing process.
I am thinking of mortgaging my apartment in Tower Hill, does my lawyer need to be on the Aldermore Conveyancing panel?
In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I purchased my house on 4 July and my personal details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Tower Hill said it will be formalised in a couple of weeks. Are titles in Tower Hill uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Tower Hill registration formalities. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether there are errors and if the Land registry must send notices to any interested persons or bodies. As of today in the region of 80% of such applications are fully addressed within two weeks but occasionally there can be protracted delays. Historically registration occurs after the new owner is living at the property therefore post completion formalities is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor can contact the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Tower Hill is where the house is located. Can you shed any light on this issue?
Flying freeholds in Tower Hill are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Tower Hill you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tower Hill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How do I identify a Tower Hill solicitor on the Virgin Money conveyancing panel? I am a keen cyclist and am prepared to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the facility on this website. Please choose the mortgage company and your location and you will see a number of Tower Hill conveyancing lawyers located nearest you. We have listed some Tower Hill conveyancing firms at the bottom of this page and you can contact them to see whether they are on the Virgin Money member panel