I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Moorgate. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/10/2025, the requirements read as follows :

I am helping my mother sell her property in Moorgate. Does the solicitor commission the EPC or do I organise this?

After the abolition of Home Packs, energy performance certificates was retained a compulsory element of selling a property. An energy performance certificate needs to be commissioned before the property is put on the market. It is not a task that solicitors normally arrange. Where you are using a Moorgate conveyancing lawyer they may be able to arrange energy assessments given their contacts with reputable Moorgate assessors

I am due to move house in January. Does my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you put forward a removal company in Moorgate. Conveyancing firm was chosen before I stumbled across your page.

On the day of completion you can pick up the keys from the selling agent however this should only happen once the sellers lawyers confirm to the agent that they have the completion monies and the keys can be collected. Subsequently you should inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can help you locate a residential property solicitor in Moorgate or a firm with expertise in conveyancing in Moorgate.

I have decided to exercise my right to buy my property in Moorgate off the council. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Moorgate is the location of the property. Is there any guidance you can impart?

Flying freeholds in Moorgate are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Moorgate you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Moorgate may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Back In 2005, I bought a leasehold house in Moorgate. Conveyancing and HSBC Bank mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1996. The conveyancing practitioner in Moorgate who previously acted has now retired. Any advice?

The first thing you should do is contact the Land Registry to make sure that this person is in fact the new freeholder. You do not need to incur the fees of a Moorgate conveyancing lawyer to do this as it can be done on-line for £3. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Having spent months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Moorgate. Can we issue an application to the Residential Property Tribunal Service?

in cases where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to judgment on the premium.

An example of a Lease Extension decision for a Moorgate premises is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case related to 2 flats. The remaining number of years on the lease was 72.39 years.

Partway through the sale of a leasehold flat in Moorgate. Conveyancing is fine but we are being charged a fortune by the managing agents. To date we have issued a cheque for £250 for a leasehold management pack and then a further £200 plus VAT for answers to queries raised by the purchaser's conveyancing practitioner.

You will not have any say over the level of the bill for this information however the average costs for the information for Moorgate leasehold premises is £380. When it comes to Moorgate conveyancing transactions it is customary for the vendor to cover the charges. The landlord or their agents are not duty bound to answer these questions most will agree to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no legislation that requires set charges for administrative tasks. Neither is there any prescriptive time limit by which they are duty bound to supply answers.