Finally the sale completed on my house in Charterhouse last November yet the purchaser is Skype messaging me complaining that his solicitor needs to hear from mylawyer. What should my lawyer have done following completion?

Post completion of your house sale your conveyancer is obliged to forward the transfer deeds and all additional paperwork to the purchaser's lawyers. If applicable, your conveyancer must also confirm that the legal charge in favour of the lender has been redeemed to the purchasers solicitors. There are no post completion steps unique to conveyancing in Charterhouse.

We wanted to use a conveyancing solicitor in Charterhouse for our house move. Our financial adviser informed us that our mortgage lenders Aldermore won't deal with them. Why is this not regarded as unfair competition?

A decade ago most banks had a different appetite for risk. Almost all Charterhouse conveyancing firms would have been on many lender panels. The FSA in 2010 conducted a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms about their operations and their employees as well as establishing certain criteria such a completing on a minimum amount of conveyancing. Many Charterhouse conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Charterhouse is one of the thousands of locations where the solicitors we list are members of the panel for Aldermore.

Due to the guidance of my in-laws I had a survey completed on a house in Charterhouse prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may refuse to give a mortgage on such a property.

It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Charterhouse. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Charterhouse to see if the conveyancing costs will increase in light of this.

Should I be suspicious that brokers that I am dealing with are suggesting a nationwide conveyancing firm as opposed to a High Street Charterhouse conveyancing practice?

As with lots of service providers, often suggestions from family and friends can be extremely useful or valuable. Yet there are numerous parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and lenders might all suggest conveyancers to select. On occasion these lawyers might be known to one of the organisations as experts in their field, but occasionally there behind the scenes financial incentive behind the endorsement. You are free to appoint your own lawyer. You need to be aware that many banks specify a panel list of law firms you are obliged to use for the mortgage aspect of your conveyancing.

If all goes to plan we aim to complete the disposal of our £450,000 flat in Charterhouse in seven days. The managing agents has quoted £336 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Charterhouse?

For most leasehold sales in Charterhouse conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Completing conveyancing due diligence questions Where consent is required before sale in Charterhouse Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Charterhouse leasehold premises is £350. For Charterhouse conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to supply answers.

I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Charterhouse conveyancing firm to act on my behalf?

in cases where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to assess the price payable.

An example of a Lease Extension case for a Charterhouse premises is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case affected 1 flat. The unexpired term as at the valuation date was 66.8 years.