I am hoping to receive a offer of a home loan from Nat West. I intend to use a Licensed Conveyancer in Charterhouse. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?

The Nat West conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

At what point does exchange of contracts take place for sale conveyancing in Charterhouse and do I need to be at the lawyers office?

If you are near to one of the conveyancing solicitors in Charterhouse you are invited in to sign contracts. That being said, the law practices we recommend provide countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when communicating with you by post or email. The signing of the contract is not when everything is set in stone. Signing on the dotted line simply enables the firm to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Charterhouse)to be in the office at the appropriate time.

If you had a top tip for selecting a conveyancing solicitor in Charterhouse what would it be?

It would be unwise to be tempted by the cheapest Charterhouse conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

About to purchase house in Charterhouse. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Charterhouse lawyer is on the UBS conveyancing panel.

I was told two weeks ago that my mortgage has been agreed to by Co-operative. Is it usual for Co-operative to only issue the offer once my solicitor in Charterhouse is approved on their conveyancing panel? Co-operative have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.

I require quick conveyancing in Charterhouse as I am faced with pressure to sign on the dotted line inside 4 weeks. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?

If.Given you are are a mortgage free buyer you are at liberty not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Charterhouse the following are instances of what can appear and therefore affect market value: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Railway Schemes,...

I am looking at a two apartments in Charterhouse both have about 50 years unexpired on the lease term. Should I regard a short lease as a deal breaker?

There are plenty of short leases in Charterhouse. The lease is a legal document that entitles you to use the property for a period of time. As a lease shortens the value of the lease reduces and it becomes more costly to acquire a lease extension. For this reason it is often a good idea to increase the term of the lease. It is often difficulties arise selling premises with a short lease because mortgage lenders may be reluctant to lend money on properties of this type. Lease enfranchisement can be a protracted process. We advise that you seek professional assistance from a solicitor and surveyor with experience in this field.

I have tried to negotiate informally with with my landlord for a lease extension without success. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Charterhouse conveyancing firm to help?

You certainly can. We are happy to put you in touch with a Charterhouse conveyancing firm who can help.

An example of a Lease Extension case for a Charterhouse premises is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case related to 1 flat. The unexpired residue of the current lease was 66.8 years.