I am buying a flat and require a conveyancing solicitor in Pentonville who is on the Coventry Building Society approved. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as Pentonville. We dont recommend any particular firm.

I'm purchasing a new build house in Pentonville with the aid of help to buy. The builders would not move on the price so I negotiated £7000 of additionals instead. The sale representative advised me not to tell my solicitor about the extras as it will affect my mortgage with Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £245,000 and found one near me in Pentonville I like with open areas and railway links in the vicinity, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Pentonville in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a mortgage that many years may be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.

My partner has urged me to instruct his conveyancers in Pentonville. Should I use them?

Much as we are happy to recommend a Pentonville conveyancing lawyer it’s preferable to select a conveyancing practitioner is to get feedback from friends or relatives who have actually used the solicitor you're contemplating using.

Expecting to sign contracts shortly on a studio apartment in Pentonville. Conveyancing solicitors inform me that they report fully on Monday. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Pentonville should include some of the following:

Alterations to the flat What the implications are if you are in breach of your lease terms? Who has the liability to repair and maintain the main walls and foundations. It is important for you to know which party is liable for the repair and maintenance of every part of the building Specifying your rights in respect of common areas in the block.E.G., does the lease permit a right of way over a path or hallways? Ground rent - what is payable and when is collected, and also know whether this will change in the future

Following months of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Pentonville. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

in cases where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to determine the premium.

An example of a Lease Extension matter before the tribunal for a Pentonville premises is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case was in relation to 1 flat. The unexpired term was 66.8 years.