I am acquiring a house mortgage free in Canonbury. I have lived for the last twelve years in Canonbury. Conveyancing searches are a lot of money. Given that I know the area and road intimately must I have all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Canonbury conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches carried out, but he is duty bound to do this. One thing to consider; if you are going to dispose of the house in the future, it may be of importance to your future buyer what the searches reveal. On occasion properties with no practical issues can still show up unexpected search results. A good conveyancing solicitor in Canonbury should be able to give you some constructive guidance here.
What is the optimum way to investigate if the solicitor carrying out my conveyancing in Canonbury is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays thus paying £175.00 in additional conveyancing bill.
Please do make the most of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type ‘Canonbury’ or your preferred area and you will see numerous conveyancers offices in Canonbury or by proximity to you.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a house in Canonbury? or I am told that there is a law dating back centuries that means some owners of property living in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this appropriate for conveyancing in Canonbury?
Unless a previous acquisition of the house completed post 12 October 2013 you may assume that solicitors delivering conveyancing in Canonbury to continue to recommend a chancel search and or chancel repair liability policy.
Me and my brother own a semi-detached Victorian house in Canonbury. Conveyancing solicitor represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Canonbury and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.
I am one month into a residential purchase having been referred to solicitors by the estate agent to do our conveyancing in Canonbury. We are not happy. Could you you assist me in finding new solicitors?
They would need to be very bad in order to consider changing them. Has your loan offer been issued? If so you must advise them of the new solicitor and get the loan are re-sent. Your conveyancer needs to be on the mortgage company approved list to avoid added charges and complications. That should be your starting point. The search tool will assist you in finding a bank approved solicitor for your conveyancing in Canonbury