We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to use a Canonbury based conveyancing firm?
Do check but the chances are that give you one of their panel solicitors where you accept the "fee-free" offer. Call the lender to see if they offer you a monetary alternative. Some banks have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Canonbury.
I am downsizing from our house in Canonbury and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Canonbury lawyer would know this is not the case. It does beg the question why the buyers are using a factory type conveyancing practice as opposed to a conveyancing solicitor in Canonbury. Having lived in Canonbury for three years we know of no issue. Do we contact our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Canonbury for a purchase of a freehold house 9 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Canonbury conveyancing specialists.
I opted to have a survey done on a house in Canonbury prior to instructing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks will not give a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Canonbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Canonbury to see if the conveyancing will be more expensive.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Canonbury and how can your lawyers assist?
The particular law that you refer to gives a safeguard to commercial tenants, granting the right to make a request to court for a renewal tenancy and remain in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Canonbury is one of the many locations in which our lawyers are located