My IFA has asked me for my Clerkenwell solicitor’s panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Clerkenwell branch but they don't know it.
The sensible thing to do is ask for this information from your Clerkenwell solicitor . Most Clerkenwell law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
We note that you have a post code search directory listing firms on the Co-operative conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Clerkenwell?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Clerkenwell.
We previously selected conveyancing lawyers located in Clerkenwell on the Principality solicitor panel. They are now charging me a further amount for dealing with the Principality mortgage. Is this a supplemental conveyancing fee set by Principality?
Provided it is contained in their Terms of Engagement or estimate then yes your lawyer may charge a fee for this. The charge is not dictated by Principality but by your Clerkenwell solicitor. Plenty of firms on the Principality panel will levy an ‘acting for lender’ fee and others do not.
My husband and I are at the point of viewing houses in Clerkenwell and I am now considering a potential offer. Should I already have a solicitor in place at this point? I will be getting a home loan with Coventry BS.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are getting a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
After weeks of negotiation I have agreed a price on an apartment in Clerkenwell. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £225. Soon after, the lawyer called me sheepishly admitting that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
It has been 3 months following my purchase conveyancing in Clerkenwell took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently bought a leasehold house in Clerkenwell. Am I liable to pay service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the leaseholder of a a ground floor purpose built flat in Clerkenwell. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum payable for a lease extension?
Most certainly. We can put you in touch with a Clerkenwell conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Clerkenwell flat is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case related to 1 flat. The unexpired residue of the current lease was 66.8 years.