It has come to my attention via my financial adviser that my Boscastle solicitor is not on the mortgage company Conveyancing panel. How can I be sure whether this is correct?
You need to contact your Boscastle lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they may be able to suggest a Boscastle conveyancing firm that is on the approved list of lawyers for your bank.
At what point can the exchange of contracts take place for residential conveyancing in Boscastle and do I need to be at the conveyancers branch?
Where you are local to one of the conveyancing solicitors in Boscastle you are invited in to sign contracts. That being said, the lender approved solicitors we work with provide countrywide coverage for conveyancing and provide as equally diligent and professional a job for you when communicating with you digitally. The executing of the contract is not the critical part. A signed contract is necessary for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Boscastle)to be in the office available at the end of the phone to exchange contracts.
Various internet forums that I have frequented warn that are a common reason for delay in Boscastle house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays during the legal transfer of property. Searches are not likely to be the root cause of holding up conveyancing in Boscastle.
I used Action Conveyancing a few years past for my conveyancing in Boscastle. Now, I need my documents but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Boscastle of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Boscastle differ for newly converted properties?
Most buyers of new build residence in Boscastle come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Boscastle tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Boscastle or who has acted in the same development.