Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Boscastle. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/4/2024, the requirements read as follows :

The deeds to my home can not be found. The solicitors who conducted the conveyancing in Boscastle 10 years ago are no longer around. What do I do?

In today’s world there are duplicates made of almost everything, and your lawyer should be aware exactly where to look for all the relevant documentation so you can buy or dispose of your property without any difficulty. If duplicates are not available, your solicitor can put in place insurance or indemnities protecting you against future claims on the property.

I am buying my first flat in Boscastle with a loan from Norwich and Peterborough Building Society. The builders would not reduce the price so I negotiated £7000 of extras instead. The house builders rep suggested that I not reveal to my lawyer about the extras as it could impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Boscastle and I am already nervous. I couldn't find anything specific about Boscastle. Conveyancing will be needed in due course but do you know about the Boscastle area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Boscastle. In the meantime here are some basic statistics that we found

I am 17 days into a leasehold purchase having been referred to conveyancers by the high street agent to execute conveyancing in Boscastle. I am am extremely disappointed with the level of service. Can you you assist me in finding new lawyers?

They would need to be very bad to suggest changing them. Has the mortgage offer been generated? If so you need to make them aware of the new lawyer and have the offer are re-issued. The conveyancer should be on the banks panel to avoid supplemental charges and complications. So that should be your first question of the new solicitors. Our find a solicitor tool can help you find a lender approved conveyancer for your home move in Boscastle