Me and my partner are soon to exchange buying a house in Delabole but as a consequence of wreckage from some water damage at the property I have was able negotiate compensation from the vendor in the sum of three thousand pounds in the form of a adjustment in the price. This was going to be dealt with as part of amending the contract but Skipton are not allowing this. Why were they informed?
Any conveyancing practitioner that is on a Skipton conveyancing panel is required to advise Skipton of any amendments to the sale price. If you prohibit your conveyancer to report the price change to Skipton then they would have to discontinue acting for you. In addition, Skipton and you would have to appoint a new property lawyer for your conveyancing in Delabole.
My uncle passed away last year and as sole heir and executor I was left the property in Delabole. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this allowed?
Where you plan to refinance then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Delabole is the location of the property. Can you shed any light on this issue?
Flying freeholds in Delabole are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Delabole you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Delabole may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I am about to part with over three hundred thousand on a garden flat in Delabole I wish to have a conversation with the conveyancer regarding theconveyancing before instructing the firm. Is this something that you can arrange?
This is something that we encourage - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be carrying out your conveyancing in Delabole.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Delabole should be the amount on the final invoice that you end up paying.
I'm purchasing a property in Delabole. I have found my conveyancer's company on the CLC list, but I can't see my lawyer's name as listed on the regulator's website. Should I be concerned?
Not all staff in the company must be listed by the regulator. Provided there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unqualified staff.