We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel solicitor as I would much rather appoint a Delabole based conveyancing firm?

You should check but the chances are that give you one of their panel solicitors if you take up the "fee-free" incentive. Speak to the lender to see if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Delabole.

I have a semi-detached Georgian house in Delabole. Conveyancing lawyer represented me and . I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Delabole and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing lawyer who conducted the work.

Just had an offer accepted on a new build flat in Delabole. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Delabole

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I am looking into buying my first house which is in Delabole and I am already nervous. I couldn't find anything specific about Delabole. Conveyancing will be needed in due course but do you know about the Delabole area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Delabole. In the meantime here are some basic statistics that we found

I acquired a basement flat in Delabole, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Corresponding flats in Delabole with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease ceases on 21st October 50

With just 50 years unexpired we estimate the premium for your lease extension to range between £36,100 and £41,800 plus professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.