Having sold my house in Delabole last January yet the purchaser is whats apping daily to moan that their lawyer is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?

Following your disposal your solicitor is duty bound to send the transfer deeds and all additional paperwork to the buyer’s solicitors. If applicable, your lawyer should also confirm that the mortgage has been redeemed to the purchasers lawyers. There are no post completion requirements unique to conveyancing in Delabole.

This question may be naive but I am unexperienced as FTB of a garden flat in Delabole. Do I collect the keys to the house on the completion date from my solicitor? If this is the case, I will appoint a local conveyancing solicitor in Delabole?

On the day of completion you do not need to go to the conveyancers office in Delabole. Your solicitors will electronically transfer the purchase money to the vendor’s conveyancers, and once they have received this, you will be invited to collect the keys from the property Agents and start moving into the property. Usually this occurs between 1 and 3pm.

We have a mortgage agreed in principle with Bank of Ireland. Delabole conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?

Some lenders take longer than others. Have Bank of Ireland done the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I am purchasing a property in Delabole. One unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Kent Reliance your lawyer must comply with the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and lawyers are required to report to Kent Reliance where a lease fails to satisfy these conditions. The requirements relate to the installation of panels on properties nationwide and is not restricted to Delabole.

I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Delabole for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Delabole conveyancing specialists.

How does conveyancing in Delabole differ for new build properties?

Most buyers of new build residence in Delabole come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is built. This is because house builders in Delabole usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Delabole or who has acted in the same development.

Looking forward to exchange soon on a basement flat in Delabole. Conveyancing lawyers assured me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Delabole should include some of the following:

The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Do you need to have carpet in the flat or are you allowed wood flooring? Where does the liability rest to repair and maintain the block. It is essential that you know who is duty bound to repair and maintenance of every part of the building Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? How long the lease is. You should be advised as what happens when the lease expires, and informed of the importance of the 80 year mark

Leasehold Conveyancing in Delabole - Examples of Questions you should ask before Purchasing

Its a good idea to discover as much as you can concerning the managing agents as they will impact your use and enjoyment of the property. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to practical issues like the tidiness of the communal areas. Ask other tenants what they think of them. On a final note, find out the dates that you are obliged pay the service charge to the appropriate party and specifically what it includes. For most Delabole leaseholds the cost for major works tend not to be built into the service charges, albeit that some managing agents in Delabole require tenants to pay into a sinking fund created for the specific intention of building a fund for major works. It would be wise to enquire if there are any onerous restrictions in the lease. For instance some leases prohibit pets being allowed in certain buildings in Delabole. If you love the apartmentin Delabole yet your dog is not allowed to make the move with you then you will be presented with a hard compromise.