We are aiming to move property in June. Does my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you put forward a removal company in Wadebridge. Conveyancing solicitor was found before I stumbled across this site.

On the day of completion you will need to pick up the keys from your selling agent but this can only occur once the previous owners conveyancers inform the agent that the monies to complete are in and the keys can be collected. You can advise the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in locating a residential property solicitor in Wadebridge or a firm with expertise in conveyancing in Wadebridge.

My lawyer has informed me that absentee landlord insurance is needed on my purchase. What is the level of cover for Wadebridge conveyancing?

The right level of absentee landlord indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Barnsley Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

After much negotiation I have agreed a price on an apartment in Wadebridge. My financial adviser recommended their conveyancers. I paid an on account payment of £175. Shortly after, the conveyancer called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I decided to have a survey carried out on a house in Wadebridge in advance of retaining lawyers. I have been told that there is a flying freehold element to the house. My surveyor advised that some lenders may refuse to give a loan on this type of house.

It varies from the lender to lender. HSBC has different instructions from Nationwide. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wadebridge. Conveyancing may be slightly more expensive based on your lender's requirements.

How easy is it to use your search app to find a conveyancing lawyer in Wadebridge on the approved list for my mortgage?

First pick a lender such as Nationwide Building Society, Leeds Building Society or Nottingham Building Society then specify your preferred area such as Wadebridge. Conveyancing firms in Wadebridge and beyond should be shown.

Is it best to use a Wadebridge conveyancing solicitor who is local to the property I am purchasing? I have an old university friend who can handle the conveyancing however his firm is located 200miles drive away.

The primary upside of using a high street Wadebridge conveyancing practice is that you can drop in to execute paperwork, hand in your ID and pester them if necessary. They will also have local insight which is a bonus. However it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and they were happy that should outweigh using an unknown Wadebridge conveyancing solicitor just because they are Wadebridge based.

I pay a service charge for my flat in Wadebridge. Due to losing my job and personal issues I slipped into arrears with payments. I negotiated a clearance plan but there is still two remaining in arrears.

I now wish to dispose of the property and I am worried this could hold me back if I have to pay off the amount due in advance. I'd like to sell up and then pay them back with the completion monies - is this practicable?

The conveyancer handing your Wadebridge sale will hopefully be able to negotiate with the appropriate parties, with a new to seeing if they would accept settlement out of the sale proceeds. This is an example of why it is sensible to choose a lawyer in Wadebridge as they may well have an open line of communication with the management company.