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Recently asked questions about conveyancing in Wadebridge

The Wadebridge conveyancing firm handling our Wadebridge conveyancing has identified a discrepancy when comparing the information in the home valuation report and what is in the legal papers for the property. My lawyer says that he is duty bound to ensure that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s approach right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Having sold my house in Wadebridge last May but the buyer keeps telephoning every few hours complaining that his lawyer is waiting to hear from mysolicitor. What should my lawyer have done following completion?

Following your house sale your lawyer is obliged to forward the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Where appropriate, your solicitor should also confirm that the home loan has been redeemed to the purchasers conveyancers. There is unlikely to be post completion procedures specific conveyancing in Wadebridge.

Various web forums that I have come across warn that are the number one reason for delay in Wadebridge house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Wadebridge.

I am buying a new build apartment in Wadebridge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Wadebridge

    If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan.

The conveyancers handling our conveyancing in Wadebridge has forwarded documents to review that reveal that the land is unregistered with epitome documents. Is it not the case that all houses in Wadebridge should be registered?

Although the vast majorities of properties in Wadebridge are now registered with HMLR there are still a few that are unregistered. Any property in Wadebridge that has been purchased since the late 1980’s will have been registered at the Land Registry under the compulsory ‘first registration’ scheme. However, if a Wadebridge property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Wadebridge conveyancing lawyers will be capable of dealing with such matters but if any uncertainty exists the usual guidance nowadays appears to be for the seller to register the title first and thereafter deal with the dispose of the property to the purchaser - this this chain of events will result in a drawn-out transaction.

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