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Ready to buy a new home in Lostwithiel? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lostwithiel conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Lostwithiel

Willusing a Lostwithiel conveyancing practice make the ownership transfer easier?

On the whole conveyancing practitioners in your location will have good connections with your local authority, which can assist with your Lostwithiel conveyancing searches that your lawyer will inevitably need. It can only help if they enjoy good connections with the Local Land Registry Office your area Lostwithiel, other property lawyers in the location and Lostwithiel Estate Agents.

I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when buying a house in Lostwithiel? or Apparently there is a law dating back centuries that could mean that house owners residing in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Lostwithiel?

Unless a prior acquisition of the premises took place post 12 October 2013 you may take it that lawyers handling conveyancing in Lostwithiel to continue to advocate a chancel search and or chancel repair liability insurance.

I used Wolstenholmes several years past for my conveyancing in Lostwithiel. I now require my file however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Lostwithiel of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

How does conveyancing in Lostwithiel differ for new build properties?

Most buyers of new build residence in Lostwithiel approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because house builders in Lostwithiel usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lostwithiel or who has acted in the same development.

Due to the advice of my in-laws I had a survey completed on a property in Lostwithiel prior to retaining lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies may not grant a mortgage on such a property.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Lostwithiel. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lostwithiel to see if the conveyancing costs will increase in light of this.

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Neighbouring Locations

Bodmin
Wadebridge
Cornwall
Lostwithiel
Mevagissey
St Austell
Par
Fowey
Polperro

Find out more about how flying freehold can affect your the value of a property.