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Recently asked questions about conveyancing in Lostwithiel

It has taken forever and a day but a mortgage agreement from NatWest for the remortgage of my 2 room maisonette is coming any day now. Could you recommend a cheap conveyancing solicitor in Lostwithiel?

You have arrived at the wrong site to search for a cheap conveyancing in Lostwithiel. Our aim is to provide cost effective conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers teasing you with £99 conveyancing in Lostwithiel. The optimum outcome, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you paying a lot in additional fees and still not get the service expected.

How does conveyancing in Lostwithiel differ for new build properties?

Most buyers of new build or newly converted property in Lostwithiel approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Lostwithiel typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lostwithiel or who has acted in the same development.

I decided to have a survey completed on a property in Lostwithiel prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies may refuse to issue a loan on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Lostwithiel. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lostwithiel to see if the conveyancing costs will increase in light of this.

What does commercial conveyancing in Lostwithiel cover?

Non domestic conveyancing in Lostwithiel covers a broad array of advice, supplied by regulated solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

The lawyers undertaking our conveyancing in Lostwithiel has forwarded papers to review that show the land is unregistered with epitome documents. How can it be that the property not registred at the Land Registry?

Whilst the vast majorities of properties in Lostwithiel are now registered with HM Land Registry there are still some that remain unregistered. Any property in Lostwithiel that has been remortgaged since the late 1980’s will have been registered at the Land Registry under the compulsory ‘first registration’ scheme. However, if a Lostwithiel property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Lostwithiel conveyancing practitioners should be familiar with such matters but where uncertainty reigns the usual recommendation these days appears to be for the vendor’s solicitor to register the title first and thereafter sell - this this chain of events will result in a significant delay.

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Neighbouring Locations

St Austell

Find out more about how flying freehold can affect your the value of a property.