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Find a Mevagissey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mevagissey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mevagissey conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mevagissey conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mevagissey

I am selling my apartment in Mevagissey and the EA has just text me to advise that the buyers are changing their property lawyer. I am told that this is due to the fact that the lender will only engage with property lawyers on their approved list. Why would a leading lender only work with certain lawyers rather the firm that they want to select for their conveyancing in Mevagissey ?

Mortgage companies have always had an approved set of law firms that can represent them, but in the last few years big names such as Santander, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 25 years.

Lenders point to the increase in fraud by way of justification for the pruning – criteria have been tightened as a smaller panel is easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are unlikely to have any impact on this.

Will commercial conveyancing searches reveal impending roadworks that could affect a commercial premises in Mevagissey?

Its becoming the norm that commercial conveyancing solicitors in Mevagissey will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Mevagissey. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Mevagissey.

For every commercial conveyancing transaction in Mevagissey it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Mevagissey commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Mevagissey.

It has been five months following my purchase conveyancing in Mevagissey took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Mevagissey differ for new build properties?

Most buyers of new build or newly converted property in Mevagissey approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Mevagissey usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mevagissey or who has acted in the same development.

I need to retain a conveyancing solicitor for my conveyancing in Mevagissey. I have chance upon a web site which looks to be the ideal solution If there is a chance to get all the legals completed via phone that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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St Columb
St Austell
Fowey
Lostwithiel
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Mevagissey

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