Find a Mevagissey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mevagissey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mevagissey transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mevagissey conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Mevagissey

My mortgage broker says he needs my Mevagissey solicitor’s panel member for the Santander conveyancing panel. How do I find this out. I have tried my local Mevagissey office but they have not got back to me yet.

The sensible thing to do is ask for this information from your Mevagissey property lawyer . They should have a central record lender panel numbers.

As a novice what is the most important advice you can impart regarding purchase conveyancing in Mevagissey?

Not many law firms shout this from the rooftops but conveyancing in Mevagissey or throughout Cornwall is often a confrontational experience. Put another way, when it comes to conveyancing there exists plenty of opportunity for friction between you and other parties involved in the ownership transfer. For instance, the vendor, property agent and on occasion the lender. Choosing a solicitor for your conveyancing in Mevagissey is a critical decision as your conveyancer is your adviser, and is the ONE person in the transaction whose responsibility is to protect your legal interests and to keep you safe.

Sometimes a potential adversary may attempt to persuade you that it is in your interests to do things their way. For example, the selling agent may claim to be assisting by suggesting your lawyer is slow. Or your financial adviser may advise you to do something that is contrary to your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Will our conveyancer be raising questions regarding flooding as part of the conveyancing in Mevagissey.

Flooding is a growing risk for solicitors dealing with homes in Mevagissey. Plenty of people will purchase a house in Mevagissey, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Lawyers are not best placed to give advice on flood risk, however there are a number of searches that may be carried out by the buyer or by their lawyers which can give them a better understanding of the risks in Mevagissey. The conventional set of information given to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the owner to find out if the property has suffered from flooding. If flooding has previously occurred which is not notified by the owner, then a buyer could commence a compensation claim resulting from an inaccurate response. The buyer’s solicitors should also commission an environmental search. This should reveal if there is a recorded flood risk. If so, additional investigations should be initiated.

How does conveyancing in Mevagissey differ for newly converted properties?

Most buyers of new build or newly converted property in Mevagissey approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is completed. This is because new home sellers in Mevagissey typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mevagissey or who has acted in the same development.

I was recommended by numerous property agents in Mevagissey to find a solicitor using your seach tool. Is there a financial inducement for Estate Agents to market your services rather than a competitor’s?

We refuse to offer any referral fee for pointing buyers and sellers to this site. We thought it would be too underhand a fee because home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.

Last updated

Neighbouring Locations

St Columb
St Austell

Find out more about how flying freehold can affect your the value of a property.