I am looking to buy a property and need a conveyancing solicitor in Fowey who is on the Barclays Direct approved. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays Direct in certain locations such as Fowey. We dont recommend any particular firm.
We are buying a flat in Fowey. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am buying a 3 bedroom semi in Fowey. Our aim is to an extension at the rear at the property.Will legal work on the property include investigations to ascertain if these works are prohibited?
Your solicitor will review the registered title as conveyancing in Fowey will sometimes identify restrictions in the title deeds which prevent categories of alterations or need the permission of another owner. Many additions require local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
When it comes to lenders such as Clydesdale, do Fowey conveyancers have to pay a fee to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Will our conveyancer be asking questions about flooding as part of the conveyancing in Fowey.
Flooding is a growing risk for solicitors dealing with homes in Fowey. There are those who acquire a house in Fowey, completely aware that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to offer advice on flood risk, however there are a numerous searches that may be initiated by the purchaser or on a buyer’s behalf which can figure out the risks in Fowey. The standard information sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the vendor to find out whether the property has ever been flooded. If flooding has previously occurred which is not notified by the seller, then a purchaser could bring a legal claim for losses resulting from an misleading response. A purchaser’s lawyers should also carry out an environmental search. This will disclose whether there is a recorded flood risk. If so, further inquiries should be made.
My wife and I purchased a renovated Georgian house in Fowey. Conveyancing lawyer acted for me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the matching address. Is it worth asking Norwich and Peterborough Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fowey and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
What can I do where I am not happy with the solicitor who carried out my conveyancing in Fowey?
We live in an imperfect world, and unfortunately every so often things do go wrong. That being said there is recourse if you were dissatisfied with your conveyancing in Fowey. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their governing body. If you remain aggrieved you may consider enlisting the help of the Legal Ombudsman.