Having sold my house in Cornwall last May but my buyer keeps SMS messaging every few hours to say her solicitor needs to hear from mysolicitor. What are the post completion sale formalities following completion?
Post completion of your sale your solicitor should forward the transfer documentation and all additional paperwork to the purchaser's solicitors. Where appropriate, your lawyer should also confirm that the legal charge in favour of the lender has been redeemed to the purchasers solicitors. There are no post completion procedures just for conveyancing in Cornwall.
I just bought a flat at auction in Cornwall. Conveyancing is necessary. What happens now?
Having exchanged you should hire the services of a conveyancing solicitor as a matter of priority as you now have a fast approaching a drop dead date to complete the purchase. Every auction property should have a corresponding auction set of papers. This will likely include most,if not all of the documents that your solicitor will need. Where you are dealing with leasehold premises the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to pass this on to your appointed conveyancing solicitor ASAP. Do make sure that your finances are organised to complete the transaction on the set completion date.
This question may be naive but I am new to the process as a 1st time purchaser of a garden flat in Cornwall. Do I pick up the keys to the property on completion from my solicitor? If this is the case, I will find a local conveyancing solicitor in Cornwall?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the seller's solicitors, and once they have received this, you should be called to pick up the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.
We had appointed conveyancing lawyers with offices in Cornwall on the TSB solicitor panel. They have just invoiced me a further charge for handling the TSB mortgage. Is this an additional conveyancing fee specified by TSB?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor is entitled to levy a fee for this. The fee is not dictated by TSB but by your Cornwall conveyancer. Plenty of firms on the TSB panel will charge ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
I have todaybecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Cornwall for a purchase of a freehold house 9 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The quickest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cornwall conveyancing specialists.
Over the last few months I have been searching for a ground for flat up to £235,500 and found one near me in Cornwall I like with open areas and station in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Cornwall for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term may be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
Taking into account that I am about to spend over three hundred thousand on a two bedroom apartment in Cornwall I wish to talk to a solicitor regarding thetransaction prior to giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your conveyancing in Cornwall.There is no ‘factory style conveyancing’ - each client is unique person, not a case number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Cornwall should be the amount on the final invoice that you are charged.