My god-son is purchasing a new build apartment in Cornwall with a home loan from Aldermore. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We are purchasing a house and the solicitor has referenced Chancel Repair for which the house may be obligated to contribute to given it’s proximity to the area of such a church. She has recommended insurance. Is this really necessary for conveyancing in Cornwall

Unless a prior acquisition of the property took place after 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Cornwall to remain recommending a chancel search and or insurance against a claim.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Cornwall is where the house is located. Is there any advice you can give?

Flying freeholds in Cornwall are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cornwall you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cornwall may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am using a search engine for the words conveyancing in Cornwall it shows results of many solicitorsin the vicinity. With so much choice what is the best way to find the suitable solicitor for my move?

The best method of choosing the right conveyancer is via trusted testimonial, so enquire of colleagues and those you trust who have acquired a property in Cornwall or a reputable estate agent or mortgage broker. Costs for conveyancing in Cornwall differ, so it's a good idea to secure a minimum of four costs illustrations from different conveyancers. Be sure to obtain confirmation what costs in the quote includes.

I have just appointed agents to market my 2 bed flat in Cornwall. Conveyancing lawyers have not yet been instructed, however I have just had a yearly service charge invoice – what should I do?

It best that you pay the maintenance contribution as you normally would because all ground rent and service invoices will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Cornwall - Sample of Questions you should ask Prior to buying

Best to be warned whether window replacement or some other major work is pending that will be shared by the leasehold owners and may well materially increase the the maintenance charges or result in a specific payment. Is anyone aware of any major works anticipated that could add a premium to the maintenance fees?