lenderpanel

Find a Tintagel Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Tintagel? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Tintagel home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Tintagel conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Tintagel

My wife and I are purchasing a 3 bedroom apartment in Tintagel with a mortgage. We wish to retain our Tintagel conveyancer, however the mortgage company advise he's not on their "panel". It seems we have no option but to instruct one of the lender panel firms or keep our Tintagel property lawyer and pay for one of their panel ones to represent them. We consider that this is unjust; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Tintagel conveyancing lawyer to apply to be on the conveyancing panel.

In what way does my ID and proof of funds have anything to do with my conveyancing in Tintagel? Why is this being asked of me?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with before they can accept their conveyancing retainer. The Client Care letter that you need to sign will no doubt confirm this. Your lender will also require certain documents to be checked. If you refuse to supply ID verification documents, your lawyer would not be able to act for you.

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Tintagel so that I can attend their offices if required.

These days approved lawyers for banks undertake their communications via the post, internet or over phone calls. This enables them to conduct the legal work for your home move regardless of where you live in England or Wales. Nevertheless you can check if you can still book an appointment to visit conveyancing lawyer if you prefer.

I'm refinancing my primary home to a BTL mortgage with Halifax and I will use the ballance of the raised equity as a down payment on further property. The location we are interested in is Tintagel. Will your solicitors be able to act for both sets of mortgage companies and tie in the transactions?

Do use our comparison tool on this page to check that the conveyancers are on the appropriate lender panels. Having checked that they are your conveyancer should be able to connect the two deals but you should have a chat with you solicitor and specify your desired outcome and requirements.

I am intending to sublet my leasehold apartment in Tintagel. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?

Some leases for properties in Tintagel do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

I purchased a garden flat in Tintagel, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Corresponding flats in Tintagel with an extended lease are worth £180,000. The average or mid-range amount of ground rent is £65 yearly. The lease terminates on 21st October 2081

With 59 years remaining on your lease the likely cost is going to range between £20,900 and £24,200 plus professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.

Last updated

Neighbouring Locations

Boscastle
Tintagel
Port Isaac
Wadebridge
Delabole
Cornwall
Camelford

Find out more about how flying freehold can affect your the value of a property.