Would the conveyancing lawyers listed on your site perform right to buy conveyancing in Tintagel?
We have identified a variety of conveyancing lawyers who can handle right to buy conveyancing matters Please contact us to secure a costs illustration.
Can I use your services to find a Conveyancing solicitor in Tintagel even where I’m not purchasing or disposing of a house, for instance if I want to acquire a shop in Tintagel with a mortgage from Nottingham Building Society?
Our search tool is mainly there to get a quote from domestic conveyancing solicitors in Tintagel but we have listed at the bottom of this page a selection of Tintagel commercial conveyancing firms. You should enquire with the firm directly to establish if they are also authorised to represent Nottingham Building Society
I'm the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Tintagel. Conveyancing formalities meant that the Land Registry date was in March. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the house in March. Do I have to wait half a year to sell?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. Most banks would take a pragmatic view as this provision is primarily there to identify subsales or the quick reselling of properties.
I recently had an offer accepted on a house in Tintagel. My mortgage broker recommended their conveyancers. I paid an advanced payment of £150. Not long after, the property lawyer called me sheepishly admitting that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Our offer on a property in Tintagel has been accepted, but there is a chain. The vendors have put an offer on somewhere, however it’s not been accepted yet, and are looking at other apartments booked. I have selected a nearby conveyancing solicitor in Tintagel. What do I do now? At what stage do I apply for the mortgage with Aldermore?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then survey, Tintagel conveyancing search costs, etc). The first course of action is to ensure that your solicitor is on the Aldermore approved list. As to the subsequent steps this very much dictated by the uniqueness of your transaction, motivation for this property and on the state of the market. During a buoyant market many home buyers would apply for the mortgage with Aldermore and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with the conveyancing in Tintagel.
I have a terraced Victorian property in Tintagel. Conveyancing lawyer represented me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. Is it worth asking Aldermore to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tintagel and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing solicitor who carried out the work.
We are planning to purchase a four room first floor flatin Tintagel with a mortgage from a lender. We like our solicitor in Tintagel yet our lender advise he's not listed on their "panel". We have to appoint one of the our bank panel firms or keep our Tintagel conveyancer and pay for one of their panel ones to represent our bank. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The bank home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. in the past, most lenders had open panels, including almost all conveyancing solicitors in Tintagel : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.