We are purchasing a house and the conveyancer has referenced Chancel Repair to which the property could be obligated to pay as it falls into the area of such a church. She has suggested insurance. Is this strictly necessary for conveyancing in Tintagel

Unless a previous acquisition of the property completed after 12 October 2013 you can take it that solicitors conducting conveyancing in Tintagel to continue to suggest a chancel search and or chancel repair liability insurance.

How does conveyancing in Tintagel differ for new build properties?

Most buyers of new build or newly converted property in Tintagel come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Tintagel usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Tintagel or who has acted in the same development.

I am looking for a leasehold apartment up to £235,500 and identified one round the corner in Tintagel I like with a park and railway links nearby, the downside is that it only has 52 years unexpired on the lease. There is not much else in Tintagel for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a mortgage that many years will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

I'm remortgaging my primary house to a BTL loan with Barclays Direct and I will use the ballance of the raised equity as a down payment on a second property. The location we are interested in is Tintagel. Will your solicitors be able to act for both sets of mortgage companies and link together the conveyances?

Make use of our search tool on this page to check that the conveyancers are on the relevant lender panels. Having checked that they are your conveyancer will be able to connect the two conveyancing matters but you should talk with you lawyer and make apparent your expectations and requirements.

What are the distinct advantages to instructing a high street lawyer in Tintagel

Lots of house movers in Tintagel decide on using a nearby high street solicitor so that they can visit just in case they have problems, and to sign documents without using the post.

We would say that there is a marginal advantage in selecting a conveyancer local to a house you are buying, due to the familiarity of the area and potential local issues - yet this is debatable. The majority of conveyancers undertaking their communications by way of email and could be anywhere in the world.