My lawyer in St Columb is not listed on the Platform Home Loans Ltd Solicitor Panel. Can I still continue with my prefered solicitor even though they are not on the Platform Home Loans Ltd panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your preferred St Columb solicitors but Platform Home Loans Ltd will need to retain a lawyer on their panel. This will result in additional total conveyancing charges as well as result in delays.
- Choose a new lawyer to to deal with the conveyancing, obviously checking they are Convince your lawyer to do everything within their powers to join the Platform Home Loans Ltd conveyancing panel
Should our conveyancer be raising questions about flooding during the conveyancing in St Columb.
Flooding is a growing risk for solicitors carrying out conveyancing in St Columb. Some people will buy a property in St Columb, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to offer advice on flood risk, but there are a various searches that may be initiated by the buyer or on a buyer’s behalf which should give them a better appreciation of the risks in St Columb. The standard information sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to determine if the property has ever been flooded. In the event that the property has been flooded in past and is not revealed by the seller, then a purchaser may issue a compensation claim stemming from an inaccurate reply. The purchaser’s conveyancers may also conduct an environmental search. This will higlight whether there is a recorded flood risk. If so, more detailed inquiries should be carried out.
Are there restrictive covenants that are commonly picked up as part of conveyancing in St Columb?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in St Columb. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How do I use the search facility to choose a conveyancing lawyer in St Columb on the panel for my lender?
First select a mortgage company such as Yorkshire Building Society, Virgin Money or Aldermore then specify your preferred area for example St Columb. Conveyancing practices in St Columb and beyond will then be identified.
I need to appoint a conveyancing solicitor for sale conveyancing in St Columb. I happened to land on a site which appears to be the ideal answer If there is a chance to get all formalities completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?