I am getting a mortgage with Halifax. I hope to enlist the help of a Licensed Conveyancer in St Columb. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Please could you vouch for a Nottingham Building Society allowed St Columb conveyancing conveyancer finish our home move within less than a month? Am I best advised to unstruct a high street St Columb firm or a web based comparison site?
We can recommend some very good St Columb conveyancing firms. Another option is to visit the main road in St Columb. Visit two or three firms and ask to speak with a conveyancing solicitor for a quote. Explain your expectations together with your reasons and ask for a commitment on speed. Select the one that appears most efficient.
Do the Building Society Association intend to launch a online directory to list law firms on the Earl Shilton BS conveyancing panel for example in St Columb?
We have not been informed any intention on the part of the BSA to develop such a register.
I am expecting a OIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any St Columb solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint St Columb solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I recently had an offer agreed on a house in St Columb. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an advanced payment of £225. A couple of days later, the lawyer contacted me to say that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my house. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being difficult. The St Columb solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My folks are having difficulties in finding their St Columb property on the HMLR site. They recall that back in the 70’s when they purchased the house there were complications regarding St Columb not being recognised in some systems.
Almost all residences in St Columb should show up. Have you endevoured to search with just the postcode. Ordinarily it should mention all the properties within the postcode. Assuming the property is registered it will show up with a title number. Where they bought 50 years ago it's conceivable it may be unregistered. The address might still be revealed but with the title number shown 'na'. In this scenario you will need to track down the original title deeds which may be with your parent’s mortgage company.