We see that you have a search directory identifying firms on the RBS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in St Columb?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in St Columb.
My father pointed out to me me that in purchasing a property in St Columb there could be various restrictions prohibiting external changes to a property. Is this right?
There are a number of properties in St Columb which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in St Columb should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously appointed solicitors located in St Columb on the Leeds Building Society solicitor approved list. They are now charging me an additional charge for the legal aspects of the Leeds Building Society mortgage. Is this an additional conveyancing fee set by Leeds Building Society?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your conveyancing practitioner may charge a fee for this. This fee is not set by Leeds Building Society but by your St Columb solicitor. Plenty of firms on the Leeds Building Society panel will quote an ‘acting for lender’ fee and others do not.
I have decided to exercise my right to buy my property in St Columb off the council. I have a mortgage agreed with Nottingham. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
My friend recommended that where I am buying in St Columb I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your St Columb conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about St Columb around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, St Columb Education with plans and statistics, Local Amenities and other useful information regarding St Columb.
It has been five months following my purchase conveyancing in St Columb concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build apartment in St Columb. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in St Columb
Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.