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Find a Padstow Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Padstow? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Padstow conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Padstow conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Padstow

Do I select a Licenced Conveyancer or Solicitor for conveyancing in Padstow?

There are many recorded licenced Conveyancers in Padstow and Solicitor partnerships in Padstow who provide Conveyancing services It is important to make clear that the two are regulated professionals specialising in the legal work in the home buying process. The two can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

We are aiming to move house in July. Should my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you put forward a removal company in Padstow. Conveyancing lawyer was chosen before I stumbled across this page.

On the day of completion you will need to pick up the keys from the selling agent however this can only occur once the sellers conveyancers advise the agent that they have the completion monies and the keys can be released. After that you can inform the removal men that they can start moving you in. We do not suggest a specific removal organisation but can help you locate a residential property solicitor in Padstow or a legal practice that specialises in conveyancing in Padstow.

Planning on purchasing a flat in Padstow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Padstow solicitor is on the Principality conveyancing panel.

I have been told that property searches are the number one cause of obstruction in Padstow conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances in the conveyancing process. Local searches are not likely to feature in any holding up conveyancing in Padstow.

I am buying a new build apartment in Padstow. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Padstow

    Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I decided to have a survey carried out on a property in Padstow before retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend not grant a loan on this type of home.

It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Padstow. Conveyancing may be slightly more expensive based on your lender's requirements.

I have recently realised that I have Fifty years remaining on my lease in Padstow. I am keen to get lease extension but my landlord is can not be found. What should I do?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to locate the lessor. In some cases a specialist would be useful to try and locate and prepare an expert document which can be used as evidence that the landlord can not be located. It is wise to seek advice from a solicitor in relation to proving the landlord’s absence and the application to the County Court overseeing Padstow.

Leasehold Conveyancing in Padstow - Sample of Queries Prior to buying

    Can you inform me if there are any major works anticipated that will likely add a premium to the maintenance charges? It is important to be aware whether redecorating or some other major work is due in the foreseeable future that will be shared by the leasehold owners and will materially increase the the maintenance costs or result in a specific invoice. What is the the remaining lease term?

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Neighbouring Locations

Port Isaac
Padstow
Wadebridge
Newquay
St Columb

Find out more about how flying freehold can affect your the value of a property.