My fiance and I intend to remortgage our flat in Bourne with Coventry BS. We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have a couple of concerns (1) Is this form unique to the Coventry BS conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Coventry BS. This is solely used to protect Coventry BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Coventry BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Will commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in Bourne?
Many commercial conveyancing solicitors in Bourne will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Bourne. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Bourne.
For every commercial conveyancing transaction in Bourne it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Bourne commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Bourne.
I used Stirling Law several years past for my conveyancing in Bourne. I now require my papers but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bourne of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In my capacity as executor for the estate of my uncle I am disposing of a property in Newport but I am based in Bourne. My conveyancer (who is 250 miles from merequires that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Bourne to attest this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Bourne based
Do you have any advice for leasehold conveyancing in Bourne from the point of view of saving time on the sale process?
- A significant proportion of the delay in leasehold conveyancing in Bourne can be reduced where you get in touch lawyers the minute your agents start advertising the property and request that they start to collate the leasehold information which will be required by the buyers’ solicitors. A minority of Bourne leases require Licence to Assign from the landlord. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. Any bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. If you hold a share in a the freehold, you should make sure that you hold the original share certificate. Organising a duplicate share certificate can be a lengthy formality and slows down many a Bourne home move. If a new share is needed, you should approach the company officers or managing agents (where relevant) for this sooner rather than later. In the event that you altered the property did you need the Landlord’s approval? Have you, for example laid down wooden flooring? Bourne leases often stipulate that internal structural alterations or installing wooden flooring require a licence from the Landlord approving such changes. Where you dont have the consents in place you should not contact the landlord without contacting your conveyancer before hand.
Bourne Conveyancing for Leasehold Flats - A selection of Queries before Purchasing
How much is the maintenance charge and ground rent on the apartment? Are any of leasehold owners in dispute over their service charge liability? Who is in charge of the building?