Will our conveyancer be raising enquiries concerning flooding during the conveyancing in Bourne.

Flooding is a growing risk for solicitors dealing with homes in Bourne. There are those who purchase a property in Bourne, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Solicitors are not qualified to offer advice on flood risk, but there are a numerous checks that may be undertaken by the purchaser or on a buyer’s behalf which should figure out the risks in Bourne. The standard information sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the seller to find out whether the property has historically flooded. If flooding has previously occurred which is not disclosed by the seller, then a purchaser may bring a compensation claim as a result of such an inaccurate answer. The purchaser’s conveyancers will also commission an enviro report. This will indicate whether there is a recorded flood risk. If so, additional investigations will need to be made.

I bought my apartment on 12 January and my personal details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Bourne expressed confidence that it will be dealt with inside ten days. Are properties in Bourne particularly slow to register?

There is nothing unique about conveyancing in Bourne registration formalities. Rather than based on location, timeframes can vary subject to who lodges the application, whether it is in order and whether the Land registry must send notices to any interested persons or bodies. Currently roughly three quarters of submission are fully dealt with within two weeks but occasionally there can be longer delays. Historically registration is effected after the buyer has moved in to the premises so 'speed' is not usually primary concern but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

About to purchase a new build flat in Bourne. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Bourne

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared.

I am looking for a leasehold apartment up to £245,000 and found one round the corner in Bourne I like with amenity areas and railway links in the vicinity, the downside is that it only has 49 years on the lease. I can't really find anything else in Bourne in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.

I am looking into buying my first house which is in Bourne and I am already nervous. I couldn't find anything specific about Bourne. Conveyancing will be needed in due course but do you know about the Bourne area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bourne. In the meantime here are some basic statistics that we found