It is a dozen years since I bought my property in Burnham Market. Conveyancing lawyers have now been retained on the sale but I can't find the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they may stored with the conveyancers who acted in the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Burnham Market relates to registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.
Can you point me to a directory of Clydesdale panel solicitors in Burnham Market on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. Very few mortgage companies make their panel listings open the public on the web. If you are in need of a Burnham Market property lawyer on the Clydesdale please use our tool.
I am buying a property in Burnham Market. An unusual aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nationwide your lawyer must check the conveyancing requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Nationwide where a lease does not meet these provisions. The conditions relate to the installation of panels on properties nationwide and is not isolated to Burnham Market.
I am selling my apartment. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being difficult. The Burnham Market solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a property in Burnham Market?
Unless a prior purchase of the premises took place after 12 October 2013 you can expect lawyers delivering conveyancing in Burnham Market to continue to suggest a chancel search and or insurance against a claim.
I decided to have a survey done on a house in Burnham Market ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may not give a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Burnham Market. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burnham Market to see if the conveyancing costs will increase in light of this.
At long last a mortgage agreement from a lender for the remortgage of my 4 bedroom garden flat is to be issued any day now. Could you recommend an efficient remortgage conveyancing law firm in Burnham Market ?
You are on the wrong site if you are in need of the cheapest conveyancing in Burnham Market. We can offer you cost effective conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by companies offering low cost conveyancing in Burnham Market.In your best case scenario, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for additional fee and still not receive the service required.