My fiance and I swapping mortgage lender for our flat in Walsingham with . We have a son approaching twenty who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two concerns (1) Is this document specific to the conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

A colleague pointed out to me me that in buying a property in Walsingham there could be a number of restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of a number of properties in Walsingham which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Walsingham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the sole recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Walsingham. The Walsingham property was put into my name in . I want to move. I understand that there is a CML six month 'rule', which means that my property ownership could be treated the same way as if I'd bought the house in . Do I have to wait 6 months to sell?

The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view lenders take of it, depend on the mortgage company as this provision is chiefly there to pick up on subsales or the wholesaling and assigning of property.

I was told two weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in Walsingham is approved on their conveyancing panel? have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have justbecome aware that Wolstenholmes have closed. They conducted my conveyancing in Walsingham for a purchase of a leasehold flat 18 months ago. How can I check that the property is not still registered in the name of the previous owner?

The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Walsingham conveyancing specialists.

I need to appoint a conveyancing solicitor for my conveyancing in Walsingham. I happened to stumble upon a web site which appears to be the ideal answer If it is possible to get all formalities done via email that would be ideal. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

What could I expect to pay for conveyancing in Walsingham?

The total sum charged for conveyancing in Walsingham may differ dramatically from company to company. Given these differences it especially critical for you to have a complete breakdown of costs when you first choose a solicitor. You should also consider asking a couple fee estimate.