I purchased a freehold property in Burton Bradstock but nevertheless invoiced for rent, why is this and what is this?
It is rare for properties in Burton Bradstock and has limited impact for conveyancing in Burton Bradstock but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
We previously appointed solicitors based in Burton Bradstock on the RBS solicitor panel. They are now charging me a separate fee for dealing with the RBS mortgage. Is this an additional conveyancing fee specified by RBS?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your property lawyer is entitled to levy a fee for this. The fee is not set by RBS but by your Burton Bradstock conveyancer. Plenty of firms on the RBS panel will charge ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with TSB. I assume I don't need a Burton Bradstock conveyancer on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
I am currently in the process of buying my council flat in Burton Bradstock. I have a mortgage agreed with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I need some expedited conveyancing in Burton Bradstock as I have pressure to sign on the dotted line within one month. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no lawyer would recommend that you don't. With lots of history conveyancing in Burton Bradstock the following are instances of issues that can crop up and therefore affect future saleability: Enforcement Actions, Overdue Charges, Overdue Grants, Railway Schemes,...
Are there any apps to help locate a Burton Bradstock solicitor on the HSBC Bank conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the solicitor.
You can use the tool on this website. Please choose the bank and your location and you will see a number of Burton Bradstock conveyancing lawyers locally. We have listed some Burton Bradstock conveyancing firms towards the end of this page and you can telephone them to check if they are on the HSBC Bank approved list
I am purchasing a flat and need a conveyancing solicitor in Burton Bradstock who is on the lender solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Burton Bradstock. We dont recommend any particular conveyancing practice.