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Find a Beaminster Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Beaminster? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Beaminster conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Beaminster conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Beaminster

It is 10 years ago since I bought my home in Beaminster. Conveyancing solicitors have just been retained on the sale but I can't find the title deeds. Will this cause complications?

Don’t worry too much. First the deeds may be with your mortgage company or they could still be with the solicitor who handled the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Beaminster involves registered property but in the unlikely event that your home is not registered it is more of a problem but is not insurmountable.

My stepmother pointed out to me me that in buying a property in Beaminster there may be various restrictions as to what one can do in terms of external changes to the property. Is this right?

We are aware of anumerous of properties in Beaminster which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Beaminster should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

The mortgage over my property is with Clydesdale for my property in Beaminster. Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?

You must advise Clydesdale prior to letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel solicitor.

I recently had an offer accepted on a house in Beaminster. My financial adviser pressured me to appoint their lawyer. I paid an advanced payment of £225. A couple of days later, the solicitor called me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am looking for a ground for flat up to £195,000 and identified one round the corner in Beaminster I like with open areas and transport links in the vicinity, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Beaminster suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I need to instruct a conveyancing solicitor for some conveyancing in Beaminster. I have discover a web site which seems to have the perfect answer If it is possible to get all formalities done via email that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

There are numerous properties in Beaminster on unadopted lanes. We are purchasing one such property. What would be the pros and cons of buying a residence on a privately owned road?

Beaminster conveyancing firms will be familiar with transacting homeson unadopted roads. The property lawyer should investigate Land Registry data to find any rights or liabilities. It is possible that there is a residents association that proprietors pay into for the upkeep of the road. Where one exists, the road will likely be maintained and look better than council owned.

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