Can I use your services to find a Conveyancing solicitor in Beaminster even if I’m not buying or disposing of a house, for instance where I want to acquire a shop in Beaminster with a loan from National Westminster Bank?

The service is mainly there to select residential conveyancing solicitors in Beaminster but we have recorded at the bottom of this page a selection of Beaminster commercial conveyancing firms. You should speak with the company directly to see if they can also act for National Westminster Bank

We are purchasing a apartment in Beaminster. It might be a silly question but how we can trust a lawyer? At some point we will need to put money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We expect to receive a DIP from Lloyds this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Lloyds recommend any Beaminster solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Beaminster solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.

I have finally had an offer on a maisonette in Beaminster agreed to, but there is a chain. The owners have offered on a flat, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Beaminster. What should be my next step? At what stage do I apply for the mortgage with Lloyds?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of one thousand pounds, then valuation, Beaminster conveyancing search costs, etc). First, you must check that your lawyer is on the Lloyds conveyancing panel. As to the subsequent steps this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a rising market the majority of purchasers will apply for the mortgage with Lloyds and pay for the valuation and only if it comes back ok would they ask their conveyancer to press on with the conveyancing in Beaminster.

I'm purchasing a new build house in Beaminster with a loan from Skipton Building Society. The sellers refused to budge the price so I negotiated £7000 of additionals instead. The sale representative suggested that I not inform my conveyancer about this extras as it would jeopardize my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader hoping to lease a unit on the high street. Can you recommend lawyers offering fixed costs for non-domestic conveyancing in Beaminster for under £2000?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Beaminster, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right solicitor. As for the fees this will depend on the structure and terms of the proposed transaction. Let us have your details or call so as to enable us to provide you with a detailed commercial conveyancing quote.

Planning to exchange soon on a garden flat in Beaminster. Conveyancing lawyers assured me that they report fully tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Beaminster should include some of the following:

Does the lease prevent you from subletting the property, or working from home Ground rent - what is due and what the invoice dates are, and also know whether this will change in the future Who has the liability to repair and maintain the building. It is important that you know which party is responsible the repair and maintenance of all parts of the block and communal areas Will you be prohibited or prevented from having pets in the property?

Leasehold Conveyancing in Beaminster - A selection of Questions you should consider before buying

The majority of Beaminster leasehold properties will incur a service charge for maintenance of the block invoiced by the landlord. Should you acquire the apartment you will have to meet this amount, usually quarterly accross the year. This could vary from several hundred pounds to thousands of pounds for blocks with lifts and large common grounds. In all likelihood there will be a rentcharge for you to pay annual, this is usually not a significant amount, say around £25-£75 but you need to check it because on occasion it could be surprisingly expensive. How many years are left on the lease? Make sure you find out if there is anything that is prohibited in the lease. For example it is reasonably common in Beaminster leases that pets are not allowed in certain buildings in Beaminster. If you love the flatin Beaminster but your cat is not allowed to move with you then you will be presented with a hard choice.