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Recently asked questions about conveyancing in Beaminster

Is there a reason why leasehold purchase conveyancing in Beaminster costs more?

Beaminster leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

What will a local search reveal about the house my wife and I buying in Beaminster?

Beaminster conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations such as Searches UK The local search plays a central role in most Beaminster conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

My partner has suggested that I appoint his conveyancing solicitors in Beaminster. Should I find my own property lawyer?

No doubt it’s preferable to find a conveyancing lawyer is to get guidance from friends or family who have actually experience in using the firm you're contemplating using.

I work for a reputable estate agency in Beaminster where we have experienced a number of flat sales jeopardised due to short leases. I have received conflicting advice from local Beaminster conveyancing solicitors. Could you clarify whether the vendor of a flat can commence the lease extension process for the purchaser on completion of the sale?

As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or simultaneously with completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Beaminster Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing

    Are there any major works on the horizon that could add a premium to the maintenance fees? Most Beaminster leasehold flats will incur a service bill for maintenance of the block levied by the freeholder. Where you buy the property you will have to pay this charge, normally in instalments accross the year. This may be anything from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent for you to pay yearly, this is usually not a significant figure, say approximately £50-£100 but you need to enquire as sometimes it could be surprisingly expensive. In the main the cost for major works are not built into the maintenance charges, albeit that some managing agents in Beaminster ask tenants to pay into a sinking fund and this is used to offset against larger works.

Should I stop the direct debit for my mortgage with HSBC once a completion date for my sale in Beaminster has been set?

No, you should keep paying any mortgage payments to HSBC pending the mortgage being paid off from the proceeds of sale as part of your Beaminster conveyancing.

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