Can I use your services to locate a Conveyancing solicitor in Bridport even where I’m not purchasing or selling a house, for example if I wish to acquire an office in Bridport with a loan from Halifax?
Our comparison service is mainly utilised to select residential conveyancing solicitors in Bridport but we have set out at the bottom of this page some Bridport commercial conveyancing firms. You will need to speak with the solicitors directly to see if they are also authorised to represent Halifax
My wife and I are purchasing a house in Bridport. It might be a silly question but how we can trust a conveyancer? On completion day we will need to put our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
The formalities of my remortgage has taken place for my property in Bridport. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I have instructed a Bridport conveyancing practitioner having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Bridport postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Bridport.
My wife and I own a semi-detached Georgian house in Bridport. Conveyancing practitioner acted for me and Halifax. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bridport and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing solicitor who carried out the work.
I've recently bought a leasehold flat in Bridport. Am I liable to pay service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the registered owner of a 2 bed flat in Bridport, conveyancing formalities finalised in 2006. Can you work out an approximate cost of a lease extension? Similar flats in Bridport with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £50 yearly. The lease ceases on 21st October 2096
With only 78 years left to run we estimate the premium for your lease extension to span between £7,600 and £8,800 plus plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.
Should one remove a departed person's details from the title deeds for a house in Bridport?
If a Bridport property is co-owned and one of the proprietors passes away, the name will not automatically be removed from the Land Registry title. You are not required to amend the title as in the event of a disposal your conveyancer would just be asked to evidence why the joint owner is not included in the transfer, such as a grant of probate.
With a view to making the sale conveyancing simpler in the future you can arrange to have the deceased party removed from the title entries by applying to the land registry with proof of the death. There is no charge from the Registry for this service.