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Find a Crewkerne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Crewkerne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Crewkerne home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Crewkerne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Crewkerne

I happen to be the sole recipient of my late grandmother’s will and I have everything in my name now, including the house in Crewkerne. The Crewkerne property was put into my name in June. I plan to dispose of the house. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership may be considered the same way as though I had purchased the property in June. Will no one buy the property for half a year?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view mortgage companies take of it, depend on the bank as this requirement is primarily there to pick up on subsales or the quick reselling of properties.

After months of negotiation I have agreed a price on a house in Crewkerne. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. A few days later, the conveyancer contacted me embarrassingly acknowledging that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

After shopping around on the internet I have found a Crewkerne conveyancer having checked that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Crewkerne surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

We are selling our property in Crewkerne and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers used a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Crewkerne. Having lived in Crewkerne for many years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.

It would appear that you have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I have justfound out that Stirling Law have been shut down. They carried out my conveyancing in Crewkerne for a purchase of a leasehold apartment 10 months ago. How can I be sure that the property is in my name in the name of the previous owner?

The quickest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Crewkerne conveyancing specialists.

I'm purchasing a new build house in Crewkerne with the aid of help to buy. The sellers refused to move on the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not reveal to my conveyancer about this deal as it could impact my mortgage with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

All being well we will complete the sale of our £375,000 flat in Crewkerne in just under a week. The landlords agents has quoted £372 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in Crewkerne?

Crewkerne conveyancing on leasehold apartments more often than not requires the buyer’s conveyancer sending questions for the landlord to address. Although the landlord is not legally bound to address such questions most will be willing to do so. They are entitled to invoice a reasonable charge for responding to questions or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is £350, in some cases it exceeds £800. The administration charge invoiced by the landlord must be accompanied by a summary of rights and obligations in relation to administration charges, otherwise the charge is not strictly payable. In reality you have little choice but to pay whatever is demanded should you wish to sell the property.

I bought a basement flat in Crewkerne, conveyancing having been completed in 2002. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Crewkerne with an extended lease are worth £176,000. The ground rent is £50 yearly. The lease finishes on 21st October 2099

With only 80 years unexpired we estimate the price of your lease extension to range between £8,600 and £9,800 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.

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