My wife and I have recently appointed a conveyancing solicitor in Crewkerne. I I am struggling to find out if they are on the Accord Mortgages Ltd conveyancing panel. Can you help?

You should contact the conveyancer and enquire if they can act for the lender. Otherwise you should call Accord Mortgages Ltd who may be able to assist.

I have recentlybeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Crewkerne for a purchase of a leasehold apartment 12 months ago. How can I be sure that the property is not still registered in the name of the previous owner?

The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Crewkerne conveyancing specialists.

I'm buying my first flat in Crewkerne with a loan from Britannia. The sellers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not reveal to my lawyer about the side-deal as it may impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a property in Crewkerne prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some banks may refuse to give a mortgage on such a premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crewkerne. Conveyancing will be smoother if you use a solicitor in Crewkerne especially if they are accustomed to such properties in Crewkerne.

I'm refinancing my current property to a buy to let loan with Yorkshire Building Society and intend to use the remaining equity as a deposit on further house. The area we are looking at is Crewkerne. Will your solicitors be able to act for both sets of mortgage companies and tie in the two deals?

Make use of our search tool on this site to check that the conveyancers are on the appropriate lender panels. On the basis that they are your lawyer should be able to connect the two transactions but you should have a chat with you solicitor and specify your expectations and needs.