All was ready to move into my new home in Langport next Friday. My conveyancer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not specific to conveyancing in Langport.

Do commercial conveyancing searches disclose impending roadworks that could affect a commercial premises in Langport?

Its becoming the norm that commercial conveyancing solicitors in Langport will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Langport. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Langport.

For each commercial conveyancing transaction in Langport it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to Langport commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Langport.

The deeds to my home are lost. The conveyancers who conducted the conveyancing in Langport 4 years ago have long since closed. What do I do?

Nowadays there are copies made of almost everything, and your conveyancer will be aware precisely where to locate all the appropriate paperwork so you may buy or dispose of your house without any difficulty. Where duplicates can’t be located, your lawyer can put in place insurance or indemnities against future claims on the property.

I opted to have a survey completed on a house in Langport in advance of instructing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend not give a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Langport. Conveyancing may be slightly more expensive based on your lender's requirements.

How difficult is it to switch conveyancer as I have to retain a firm on the Skipton Building Society conveyancing list. I was using a high street conveyancing solicitor in Langport round the corner but the firm is not accepted by Skipton Building Society

We will our best to assist in finding you a conveyancing solicitor in Langport on the Skipton Building Society panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Langport. In utilising the find a conveyancing solicitor tool on this website, you can contrast charges for conveyancing solicitors in Langport and throughout England and Wales.