Will my lawyer be raising questions concerning flooding as part of the conveyancing in Westonzoyland.

Flooding is a growing risk for lawyers carrying out conveyancing in Westonzoyland. There are those who acquire a property in Westonzoyland, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to impart advice on flood risk, but there are a various checks that may be carried out by the purchaser or by their conveyancers which will give them a better appreciation of the risks in Westonzoyland. The conventional set of information given to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the vendor to find out if the premises has historically flooded. In the event that the premises has been flooded in past and is not notified by the owner, then a purchaser may issue a claim for damages as a result of such an inaccurate reply. The purchaser’s lawyers should also commission an environmental report. This will reveal whether there is any known flood risk. If so, further inquiries will need to be made.

I completed on my apartment on 16 February and my personal details is not yet registered. Any reason for this? My conveyancing solicitor in Westonzoyland advises it will be registered in a couple of weeks. Are titles in Westonzoyland uniquely lengthy to register?

There is nothing unique about conveyancing in Westonzoyland registration formalities. Rather than based on location, timescales can adjust depending on who lodges the application, whether there are errors and if the Land registry have to notify any 3rd parties. Currently approximately 80% of such applications are fully dealt with within 12 days but occasionally there can be protracted delays. Registration is effected after the buyer has moved in to the property thus registration formalities is not usually an essential issue but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.

I opted to have a survey done on a house in Westonzoyland in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks will refuse to give a loan on this type of house.

It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Westonzoyland. Conveyancing may be slightly more expensive based on your lender's requirements.

Are there any apps to help locate a Westonzoyland law firm on the Platform Home Loans Ltd conveyancing panel? I drive a motor bike and am prepared to travel upto 25miles to meet the lawyer.

Feel free to make use of the search on this page. Please choose the mortgage company and your location and you will see a number of Westonzoyland conveyancing lawyers locally. We have listed some Westonzoyland conveyancing firms towards the end of this page and you can ring them to check if they are on the Platform Home Loans Ltd approved list

In relation to leasehold conveyancing in Westonzoyland what are the most frequent lease defects?

Leasehold conveyancing in Westonzoyland is not unique. Most leases are drafted differently and legal mistakes in the legal wording can result in certain provisions are missing. For example, if your lease is missing any of the following, it could be defective:

Service charge per centages that don't add up correctly leaving a shortfall

You may have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Santander, The Royal Bank of Scotland, and Nottingham Building Society all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the buyer to pull out.

Westonzoyland Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

What is the service charge and ground rent on the flat? How many years remain on the lease? Are there any major works in the planning that will likely add a premium to the service charges?