My wife and I are hoping to purchase a 3 bedroom flat in Westonzoyland with a mortgage. We wish to retain our Westonzoyland solicitor, however the mortgage company says she’s not on their "panel". We have to appoint one of the lender panel firms or keep our Westonzoyland conveyancing practitioner as well as pay for one of their panel firms to act for them. We regard this is unjust; can we not insist that the lender use our Westonzoyland conveyancer ?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Westonzoyland conveyancing lawyer to apply to be on the conveyancing panel.

We were just about to exchange contracts for a semi detached house in Westonzoyland. We have hit a problem. Our loan offer with TSB expires on 14/3/2025 but the vendors are suggesting a completion date of 18/3/2025. Is it possible to prolong the loan expiry date?

The best person to deal with your question is your solicitors who will hopefully calculate if they corresponding with the lender, vendor’s representatives, property agents or indeed all parties based on the circumstances your transaction to date.

I had intended to instruct a conveyancing solicitor in Westonzoyland for our home move. Our financial adviser informed us that our mortgage lenders Aldermore won't deal with them. Why is this not regarded as unfair competition?

A lender will require a panel conveyancer act for it. You would be expected to bear the cost of this. Please make use of our search facility to locate a solicitor to carry conveyancing in Westonzoyland on the Aldermore approved list of solicitors.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Westonzoyland. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Westonzoyland

Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared.

I need to instruct a conveyancing solicitor for my conveyancing in Westonzoyland. I happened to land on a web site which appears to be the perfect answer If it is possible to get all this stuff done via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?