We were just about to exchange contracts for a garden flat in Woolavington. We have hit a snag. The loan offer with Norwich and Peterborough Building Society runs out on 7/3/2025 but the vendors are insisting on a completion date of 11/3/2025. Can one prolong the loan offer?
The person best placed to address this concern is your solicitors who will assess whether they should be discussing with the lender, vendor’s conveyancers, estate agents or conceivably all parties given the history of your house move as of today.
Do I need to pop into the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Woolavington so that I can attend their offices if necessary.
Nowadays conveyancing panel lawyers for lenders conduct all of the communications via the post, e-mail or over phone calls. This means that they can undertake the conveyancing transaction no matter where you live in the country. That being said you can check if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.
What is the difference between a licensed conveyancer and conveyancing solicitor in Woolavington
There are two types of lawyers who can do conveyancing in Woolavington namely CLC regulated conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the disposal or purchase of property. Both are required to carry out Woolavington conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be professionally conducted and that all requisite procedures will be correctly attended to.
We have agreed to purchase a house in Woolavington. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is UBS your lawyer must comply with the formal requirements set out in Section 2 of UK Finance Lenders’ Handbook for UBS. The CML Handbook includes minimum conditions for solar panel roof-space leases, and lawyers are required to report to UBS where a lease fails to meet these provisions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Woolavington.
I am currently in the process of buying my council flat in Woolavington. I have a mortgage offer with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I have been told that property searches are the main reason for delay in Woolavington conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Woolavington.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Woolavington?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Woolavington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’