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Find a Somerset Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Somerset? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Somerset transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Somerset conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Somerset

It is a dozen years since I bought my property in Somerset. Conveyancing lawyers have recently been retained on the sale but I can't track down my title documents. Will this cause complications?

You need not be too concerned. First the deeds may be retained by the mortgage company or they could stored with the conveyancers who oversaw the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Somerset relates to registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.

I have todaybecome aware that Stirling Law have been shut down. They carried out my conveyancing in Somerset for a purchase of a leasehold apartment 12 months ago. How can I check that my home is not still registered in the name of the previous owner?

The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Somerset conveyancing specialists.

I'm purchasing a new build house in Somerset with a loan from Halifax. The builders refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not disclose to my lawyer about the extras as it will affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Somerset is the location of the property. Is there any advice you can give?

Flying freeholds in Somerset are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Somerset you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Somerset may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I need to instruct a conveyancing solicitor for sale conveyancing in Somerset. I have land on a web site which looks to be the ideal solution If there is a chance to get all formalities completed via web that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Find out more about how flying freehold can affect your the value of a property.