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Find a Somerset Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Somerset? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Somerset home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Somerset conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Somerset

Our lender has recommended a law firm on their panel based in Somerset but I would rather use a conveyancing lawyer in Somerset round the corner to me. Are you able to assist?

Far from all Somerset conveyancing practitioners are approved and listed on all banks conveyancing panel. Use our search tool to identify a Somerset conveyancing firm on the on the bank panel.

I am being advised by my conveyancer that defective lease insurance is necessary on my purchase. What is the level of cover for Somerset conveyancing?

The right level of defective lease indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and The Royal Bank of Scotland. Conveyancing solicitors as opposed to members of the public take out such insurances.

We were going to get a AIP from Barclays this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Somerset solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Somerset solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

Our offer on a house in Somerset has been accepted, but there is a chain. The vendors have put an offer on on an apartment, but it’s not yet tied up, and are looking at other apartments in the pipeline. I have chosen a local conveyancing solicitor in Somerset. What should be my next step? When do I get the mortgage application with Virgin Money started?

It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Somerset conveyancing search charges, etc). The first course of action is to ensure that your solicitor is on the Virgin Money conveyancing panel. As to the subsequent phase this very much depends on the uniqueness of your case, attraction to this property and on the state of the market. During a buoyant market the majority of home buyers would apply for a home loan with Virgin Money and pay for the valuation and only if it was satisfactory would they pay their conveyancer to proceed with the conveyancing in Somerset.

I require expedited conveyancing in Somerset as I am faced with a deadline to complete in less than 4 weeks. Luckily I do not need a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?

As you are not getting a home loan you are at liberty not to do searches although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Somerset the following are instances of what can arise and adversely affect the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...

Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Somerset I like with a park and railway links in the vicinity, however it only has 51 years unexpired on the lease. There is not much else in Somerset in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

If you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.

My partner has recommend that I instruct his conveyancers in Somerset. Do I follow his advice?

There are no two ways about it the ideal way to choose a conveyancing solicitor is to get guidance from friends or family who have actually used the solicitor that you are considering.

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