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Find a Martock Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Martock? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Martock conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Martock conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Martock

About to place an offer on a leasehold property in Martock. The estate agents assure me that it is usual for flats in Martock to have less than 75 years left on the lease. I am taking out a loan with Bank of Ireland. Is this going to be acceptable if the lease has 69 years unexpired.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/11/2018 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

I'm the single recipient of my late father’s estate with all property in now in my sole name, including the my former home in Martock. The Martock property was put into my name in October. I plan to dispose of the property. I do know about the CML six month 'rule', meaning my proprietorship could be considered the same way as if I'd bought the house in October. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this provision is primarily there to identify subsales or the flipping of properties.

is it true that all Martock solicitors on the Aldermore conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Aldermore approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some lenders do allow licenced conveyancers on their panel in which case such firms would be governed by the CLC.

I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nottingham are being problematic. The Martock solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I decided to have a survey completed on a house in Martock prior to instructing solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to grant a loan on this type of home.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Martock. Conveyancing will be smoother if you use a solicitor in Martock especially if they are acquainted with such properties in Martock.

I am downsizing from my home. My previous solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Martock if that makes a difference.

Do use our search tool to help you find a solicitor for your conveyancing in Martock. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

As co-executor for the will of my aunt I am disposing of a house in Monmouth but reside in Martock. My conveyancer (approximately 300 miles awayhas requested that I sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing solicitor in Martock who can witness and place their company stamp on the document?

strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Martock based

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Find out more about how flying freehold can affect your the value of a property.