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Find a Chard Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chard? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chard conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chard conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chard

In what way does my ID and proof of funds have anything to do with my conveyancing in Chard? What am I being asked for?

In order to comply with Money Laundering Regulations any Chard conveyancing firm will require evidence of your identity in all conveyancing transactions. This is normally dealt with by provision of a passport and an original bank statement or utility bill showing where you live.

In accordance with Money Laundering Regulations, property lawyers are required to validate not simply the ID of conveyancing clients but also the origin of fund that they receive in respect of any matter. An unwillingness to disclose this may lead to your conveyancer cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers are duty bound to make a disclosure to the relevant authorities should they consider that any monies received by them may contravene the Money Laundering Regulations.

I used Arc property Solicitors several years ago for my conveyancing in Chard. I now require my papers however cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chard of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Chard is the location of the property. Can you shed any light on this issue?

Flying freeholds in Chard are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chard you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chard may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Last October I purchased a leasehold flat in Chard. Am I liable to pay service charges for periods before my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Chard - Examples of Queries before Purchasing

    Is there a share of the freehold? The majority of Chard leasehold apartments will have a service charge for maintenance of the building invoiced on behalf of the freeholder. If you purchase the flat you will have to meet this amount, usually periodically during the year. This can differ from a few hundred pounds to thousands of pounds for large purpose-built buildings. In all probability there will be a rentcharge for you to pay annual, ordinarily this is not a large amount, say around £50-£100 but you need to enquire as on occasion it can be prohibitively expensive. How much is the maintenance charge and ground rent on the apartment?

I am looking for Chard online conveyancing estimates. Can I be assured that all the Chard law firms that are listed on your website are on the bank conveyancing panel?

The solicitor and licensed conveyancing practices on our directory have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the bank panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Chard conveyancing solicitor being on the lender conveyancing panel is not accurate.

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Find out more about how flying freehold can affect your the value of a property.