I am about to exchange buying a property in Charmouth but as a consequence of wreckage from the recent storms I have managed to agree compensation from the owner in the sum of £3k in the form of a deduction in the price. I had intended this to be dealt with as part of a side agreement however Nationwide will not permit this. Should they have been informed?

Your lawyer being on a Nationwide conveyancing panel is required to advise Nationwide of any amendments to the purchase price. If you prohibit your property lawyer to disclose the reduction to Nationwide then they would have to discontinue acting for you. In addition, Nationwide and you would have to appoint a new property lawyer for your conveyancing in Charmouth.

My wife and I have a semi-detached Edwardian property in Charmouth. Conveyancing solicitor acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Charmouth and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who conducted the conveyancing.

About to purchase a new build flat in Charmouth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Charmouth

Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision.

Due to the advice of my in-laws I had a survey completed on a house in Charmouth ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend refuse to grant a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Charmouth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Charmouth to see if the conveyancing costs will increase in light of this.

How easy is it to switch solicitor as I need to find a firm on the The Mortgage Works conveyancing panel. I hired a local conveyancing solicitor in Charmouth five minutes from me but the firm is not accepted by The Mortgage Works

It would be our pleasure to assist you select a conveyancing solicitor in Charmouth on the The Mortgage Works panel. Please note that the solicitors that we on the directory do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Charmouth. Using the find a conveyancing solicitor tool on this website, you can scrutinise fees for conveyancing solicitors in Charmouth and throughout England and Wales.