Our lender has recommended a law firm on their panel based in Colyton but I would rather use a conveyancing lawyer in Colyton round the corner to me. Can you help?
It is by no means the case that all Colyton conveyancing solicitors are on all lender’s conveyancing panel. Please make the most of our search tool to choose a Colyton conveyancing solicitor on the on the mortgage company panel.
We have a mortgage agreed in principle with HSBC. Colyton conveyancing practitioners are appointed. What is the average time that one could expect to receive a mortgage offer from HSBC?
Some lenders take longer than others. Have HSBC done the valuation? Have you informed HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I recently had an offer accepted on a house in Colyton. My mortgage broker recommended their conveyancers. I paid an on account payment of £200. A couple of days later, the solicitor contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase apartment in Colyton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Colyton property lawyer is on the Leeds Building Society conveyancing panel.
My colleague advised me that if I am purchasing in Colyton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Colyton conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Colyton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information about Colyton.
Are there restrictive covenants that are commonly picked up during conveyancing in Colyton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Colyton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to appoint a conveyancing solicitor for leasehold conveyancing in Colyton. I happened to chance upon a site which seems to have the perfect offering If there is a chance to get all this stuff completed via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?