We just had an offer accepted to buy with Melton Mowbray Building Society. I called into a few high street solicitors yet cant to find a Colyton conveyancing firm on the Melton Mowbray Building Society approved list. Can you assist?

Please do take advantage of the search tool on this site. Pick the mortgage company and type Colyton or your location and you will be presented with a number of lawyer offices in Colyton or by proximity to you.

Have just purchased a repossessed house at auction in Colyton. Conveyancing is required. What happens now?

Given that you are now exchanged you must hire the services of a conveyancing lawyer quickly as you are faced with a pending deadline in which to complete the property. All auction property will ordinarily have a bespoke legal pack. This will likely include evidence of title and search results. In the case of leasehold property the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You should pass this on to the solicitor instructed by you as soon as possible. You also need to ensure that that you have the requisite funding organised to complete on the date specified in the contract.

Is it the case that all Colyton CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing panel?

A selection of banks and building societies now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.

When it comes to lenders such as Kent Reliance, do Colyton conveyancers face a fee to be on the conveyancing panel?

We are not aware of any lender fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

I decided to have a survey done on a property in Colyton before appointing solicitors. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks tend not give a loan on this type of premises.

It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Colyton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Colyton to see if the conveyancing costs will increase in light of this.

How simple is it to use your search facility to select a conveyancing lawyer in Colyton on the panel for my mortgage?

Step one is to select a bank such as Halifax, The Royal Bank of Scotland or Barclays Direct then type in your location a common one being Colyton. Conveyancing organisations in Colyton and further afield will then be shown.

We are in the process of acquiring a property in Colyton. Can our property lawyer have our purchase price private from the likes of Nestoria. How do I ensure this is not disclosed?

HMLR as a matter of law obliged to disclose price sold information on the official title for residential properties nationwide including properties in Colyton. The register of ownership is a public document, so HM Land Registry would be breaching their statutory obligations if they did not permit access to the register.

You can make a request of HMLR to withhold the price paid data yet the answer would be a No.