I have given 8 weeks notice to my current landlord and must be out of my rented apartment in Colyton by 11/3/2021. Conveyancing for my house purchase is progressing. How realistic is it to complete in 5 weeks as don't want to have to move into short term accommodation?
It is unwise to serve notice for your letting until your lawyer suggests that you should. If you have not previously done so, notify to your lawyer and request that they seek the assistance the other solicitors, try to get a realistic time scale from them that all parties will work to achieve
As someone not used to conveyancing in Colyton what is the number one tip you can give me concerning the legal transfer of property in Colyton
Not many law firms or advisers will tell you this but conveyancing in Colyton and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of room for friction between you and others involved in the ownership transfer. For instance, the seller, selling agent and sometimes your mortgage company. Choosing a lawyer for your conveyancing in Colyton an important selection as your conveyancer is your adviser, and is the ONLY party in the transaction whose interest is to act in your legal interests and to protect you.
On occasion a potential adversary will attempt to convince you that it is in your interests to do things their way. For instance, the selling agent may claim to be helping by suggesting your lawyer is slow. Or your financial adviser may tell you to do take action that is against your conveyancers advice. You should always trust your lawyer above all other parties in the conveyancing process.
We are selling our home in Colyton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Colyton conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Colyton. We have lived in Colyton for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I own a renovated Edwardian house in Colyton. Conveyancing practitioner acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Colyton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.
My husband and I are buying a three bedroom housein Colyton with a home loan from a lender. We have a solicitor in Colyton however our lender says she’s not approved on their "panel". It seems we have little choice but to instruct from the our lender panel solicitors or stay with our Colyton conveyancer and incur the extra legals for one of their panel ones to represent our bank. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The bank mortgage issued is subject to conditions, one of which will be that solicitors will on the mortgage company's conveyancing panel. Until recently, most banks had large numbers of law firms on their panels, including almost all conveyancing solicitors in Colyton : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your bank.