Do the conveyancing solicitors identified through your search tool conduct auction conveyancing in Seaton?

There are a number of auction practitioners we can connect you with those specialising in auction conveyancing. Seaton is just one of hundreds of locations where our lawyers are based.

My uncle pointed out to me me that in purchasing a property in Seaton there could be a number of restrictions prohibiting external alterations to the property. Is this right?

There are anumerous of properties in Seaton which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Seaton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

When it comes to lenders such as Lloyds, do Seaton conveyancing practitioners face an annual charge to be on the list of approved solicitors?

We are unaware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

The formalities of my purchase has taken place for my property in Seaton. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

Should our solicitor be raising enquiries about flooding as part of the conveyancing in Seaton.

Flooding is a growing risk for conveyancers specialising in conveyancing in Seaton. There are those who acquire a house in Seaton, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to impart advice on flood risk, but there are a number of searches that may be undertaken by the buyer or by their solicitors which can figure out the risks in Seaton. The conventional set of property information forms sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the vendor to determine whether the property has suffered from flooding. In the event that the residence has been flooded in past and is not disclosed by the vendor, then a purchaser could bring a compensation claim as a result of such an inaccurate reply. A buyer’s lawyers may also order an environmental search. This will indicate whether there is a recorded flood risk. If so, additional inquiries should be conducted.

Just acquired a terraced house in Seaton , What is the estimated time for the Land Registry to register my title? My Seaton conveyancing solicitor has been very slow, so I want to check that my ownership is recorded.

There is nothing unique when it comes to conveyancing in Seaton registration formalities. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. At present in the region of three quarters of submission are fully dealt with within 12 days but occasionally there can be longer hold-ups. Registration is effected once the new owner is living at the property thus 'speed' is not usually an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers should speak with the land registry and explain the circumstances.

I'm buying a new build house in Seaton with the aid of help to buy. The developers refused to budge the amount so I negotiated 6k of additionals instead. The sale representative told me not disclose to my lawyer about the side-deal as it would adversely affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.