lenderpanel

Find a Seaton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Seaton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Seaton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Seaton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Seaton

When will exchange of contracts happen for residential conveyancing in Seaton and do I need to attend the lawyers branch?

If you are local to our conveyancing solicitors in Seaton you are invited in to sign documents. That being said, the lender approved solicitors we recommend provide countrywide coverage for conveyancing and provide as equally diligent and professional a job for you when dealing with you electronically. The signing of the contract is not when everything is set in stone. Signing on the dotted line is necessary for the solicitor to officially exchange when the time is right, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Seaton)to be in the office available at the end of the phone to exchange contracts.

My aunt advised me that in purchasing a property in Seaton there could be a number of restrictions preventing external changes to a property. Is this right?

We are aware of a number of properties in Seaton which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Seaton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My husband and I have organised a further advance on our mortgage from Nationwide as we intend to carry out a loft conversion to our property in Seaton. Are we obliged to select a high street Seaton solicitor on the Nationwide conveyancing panel to deal with the paperwork?

Nationwide would not normally instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide list.

We expect to receive a AIP from UBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any Seaton solicitors on the UBS conveyancing panel, or is it better to go independently?

You will need to appoint Seaton solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.

I have been told that property searches are the main cause of stalling in Seaton conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Seaton.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one close by in Seaton I like with a park and station in the vicinity, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Seaton for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.

Am I best advised to choose a Seaton conveyancing lawyer who is local to the property I am purchasing? I have an old university friend who can execute the conveyancing but her office is 200miles away.

The benefit of a local Seaton conveyancing firm is that you can drop in to sign documents, hand in your identification documents and apply pressure on them where appropriate. They will also have local insight which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and they were impressed that must trump using an unknown Seaton conveyancing lawyer just because they are local.

Last updated

Find out more about how flying freehold can affect your the value of a property.