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Find a Seaton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Seaton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Seaton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Seaton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Seaton

My partner’s mother is a solicitor. I am hopeful that I'll be able to get mate’s fee for conveyancing, but if not, what kind of fees would I typically be looking at for conveyancing in Seaton?

It’s prudent to seek 3 or more like-for-like conveyancing estimates. Make use of our comparison tool on this page. Whilst quotes do be different but service levels do differ between property lawyers as is the case with the vast majority of professional services.

I am in a contract race with another prospective purchaser for a property in Seaton. What can be done to accelerate the legal process?

In a situation where the seller is applying a tight deadline to sign contracts it is advisable to make sure that your lawyer is familiar with the location as they will have local connections and know-how. It is even conceivable that they would have conducted otherhouses in the same road. You would be best advised to use a Seaton conveyancing firm. Second, ensure that the lawyer is on the on the approved list for your mortgage company. It is claimed that just under twenty per cent of Seaton conveyancing deals are held up or jeopardised after discovering a purchaser’s solicitor was not on their banks list of approved solicitors. In many cases this discovery resulted in the transaction being held up by as much as 21 days. It is estimated that this issue affects in the region of 100,000 home moves annually. Many Seaton conveyancing firms can not represent certain lenders so do check at the outset.

Despite weeks of looking the Title Certificate and documents to my property can not be found. The conveyancers who conducted the conveyancing in Seaton 5 years ago are no longer around. What are my options?

You no longer need to have the physical original deeds to prove you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.

Back In 2003, I bought a leasehold flat in Seaton. Conveyancing and Leeds Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1993. The conveyancing practitioner in Seaton who acted for me is not around. Any advice?

The first thing you should do is make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Seaton conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I own a garden flat in Seaton, conveyancing was carried out 8 years ago. Can you work out an approximate cost of a lease extension? Comparable properties in Seaton with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 invoiced annually. The lease expires on 21st October 2074

With just 56 years unexpired the likely cost is going to span between £29,500 and £34,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information before seeking the advice of a professional.

I have miscalculated my finances and am a few thousand pounds short a 10% deposit on my flat purchase in Seaton , but I am keen go ahead. What can I do?

You can agree a lower deposit. Many sellers will agree to a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment

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