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Find a Sidmouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Sidmouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sidmouth conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Sidmouth

Do the conveyancing practitioners that you recommend conduct auction conveyancing in Sidmouth?

We know of a number of auction solicitors we can connect you with those specialising in auction conveyancing. Sidmouth is just one of hundreds of areas of in which our lawyers are based.

Why do I have to pay up front when it comes to conveyancing in Sidmouth?

If you are buying a property in Sidmouth your lawyer will request that you place them with funds to cover the the cost of the conveyancing searches. Normally this is asked for to cover the fees of the conveyancing searches. When the deposit is as part of the total price then this will be asked for immediately prior to contracts are exchanged. Any further balance that is needed should be sent to your lawyer shortly before completion.

My uncle passed away six months ago and as sole heir and executor I was left the property in Sidmouth. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this allowed?

If you intend to re-mortgage then Nationwide will require that you use a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.

What does a local search tell me regarding the property I am buying in Sidmouth?

Sidmouth conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance Xpress Legal The local search plays an important role in many a Sidmouth conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I am in need of some leasehold conveyancing in Sidmouth. Before I set the wheels in motion I require certainty as to the unexpired term of the lease.

If the lease is registered - and almost all are in Sidmouth - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Sidmouth Leasehold Conveyancing - Sample of Queries Prior to buying

    How much is the ground rent and service charge? You should want to find out as much as possible regarding the company managing the building as they will affect your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to daily matters like the tidiness of the common parts. Ask prospective neighbours what they think of their service. Finally, investigate as to the dates that you are obliged pay the maintenance charge to the relevant party and precisely how they are spending the funds. Is the freehold owned jointly by the tenants?

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