It is a dozen years since I acquired my home in Sidmouth. Conveyancing lawyers have recently been instructed on the sale but I am unable to find my title documents. Will this cause complications?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by your lender or they may still be with the solicitor who acted in the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Sidmouth involves registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
The Sidmouth conveyancing lawyers that just started acting on my house acquisition in Sidmouth have suddenly closed. I only went with them because I needed a lawyer on the RBS conveyancing panel and my family Sidmouth lawyer was not. I gave my credit card details for them to take £195 for searches. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the RBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist.
I own a terraced Georgian property in Sidmouth. Conveyancing solicitor represented me and Barclays Direct. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sidmouth and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who carried out the work.
Is it possible to transfer to a new firm as I have to find a firm on the Coventry Building Society conveyancing panel. I had appointed a high street conveyancing solicitor in Sidmouth round the corner but she is not accepted by Coventry Building Society
It would be our pleasure to help you find a conveyancing solicitor in Sidmouth on the Coventry Building Society panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Sidmouth. In utilising search facility on this website, you can compare fees for conveyancing solicitors in Sidmouth and throughout England and Wales.
Me and my wife have today had an offer accepted on our 1st house in Sidmouth, and need to get solicitors instructed. I have made use of the numerous comparison tools and the results are from all over the England and Wales. Is it necessary to have a Sidmouth conveyancing practitioner local to your prospective property? We are fine to do everything over email, but I am thinking at some point we may be required to attend the lawyer's office to sign contracts?
The lawyer does not need to be in Sidmouth, but choosing local means that you can visit their offices if needed, for instance, if a signature is needed urgently. Also, a Sidmouth solicitor is likely to be familiar with local agents and (if the vendor has instructed a local conveyancer) with them, which will help smooth the process.