My fiance and I wish to acquire a newly converted flat in Ottery St Mary with a mortgage from Barclays Direct.We like our Ottery St Mary conveyancing solicitor but Barclays Direct advised that she’s not listed on their approved list of member firms. We have to appoint a Barclays Direct panel solicitor or keep our preferred solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Barclays Direct use our lawyer?
No, not really. The home loan offered to you contains various provisions, a common one being that conveyancers needs to be on the Barclays Direct solicitor panel. in the past, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Barclays Direct
Are there restrictive covenants that are commonly identified during conveyancing in Ottery St Mary?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Ottery St Mary. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am downsizing from my house. My previous conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Ottery St Mary if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Ottery St Mary. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
I am thinking of appointing a conveyancing solicitor in Ottery St Mary for my home move. Is there any facility to check a solicitor's complaints history with the legal regulator?
You may see documented Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after Jan 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator could monitor call for training reasons.
Back In 2006, I bought a leasehold flat in Ottery St Mary. Conveyancing and Norwich and Peterborough Building Society mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Ottery St Mary who acted for me is not around. What should I do?
First make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is indeed the new freeholder. There is no need to instruct a Ottery St Mary conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Ottery St Mary - Examples of Queries Prior to Purchasing
What is the service charge and ground rent on the property? Does the lease contain onerous restrictions? What is the the remaining lease term?