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Find a Exmouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Exmouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Exmouth transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Exmouth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Exmouth

The Exmouth conveyancing firm handling our Exmouth conveyancing has uncovered a discrepancy when comparing the surveyor’s assumptions in the valuation survey and what is revealed within the title deeds. My solicitor has advised that he must ensure that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach appropriate?

Your solicitor must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Is it the case that all Exmouth CQS (Conveyancing Quality Scheme) solicitors are on the Leeds Building Society conveyancing list of approved solicitors?

Some major lenders now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.

We are getting a further advance on our mortgage from Aldermore as we intend to conduct renovations to our property in Exmouth. Do we need to select a high street Exmouth solicitor on the Aldermore conveyancing panel to handle the legals?

Aldermore do not ordinarily appoint firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore list.

We expect to receive a AIP from Principality this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Principality recommend any Exmouth solicitors on the Principality conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Exmouth solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.

Will our solicitor be raising questions concerning flooding during the conveyancing in Exmouth.

Flooding is a growing risk for conveyancers dealing with homes in Exmouth. Plenty of people will acquire a house in Exmouth, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Lawyers are not qualified to offer advice on flood risk, however there are a number of checks that may be initiated by the purchaser or by their solicitors which will give them a better understanding of the risks in Exmouth. The standard completed inquiry forms supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the seller to find out if the premises has ever been flooded. In the event that flooding has previously occurred and is not disclosed by the seller, then a purchaser may issue a compensation claim as a result of such an inaccurate reply. A purchaser’s conveyancers may also carry out an environmental report. This should reveal if there is any known flood risk. If so, more detailed investigations will need to be initiated.

Have completed on a a semi-detached house in Exmouth , how long will it take for the Land Registry to record the transfer to my name? My Exmouth conveyancing solicitor has been painfully slow, so I want to check that my name is recorded.

As far as conveyancing in Exmouth registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry must send notices to any 3rd parties. As of today approximately 80% of such applications are completed within 12 days but some can be subject to extensive hold-ups. Historically registration occurs after the new owner is living at the property so an expedited registration is not always top priority yet if it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

Am I best advised to choose a Exmouth conveyancing practitioner in close proximity to the house I am buying? We have a good friend who can conduct the legal formalities but they are based over three hundred miles away.

The primary upside of using a high street Exmouth conveyancing firm is that you can pop in to sign documents, deliver your ID and pester them where appropriate. Having local Exmouth know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If other friends have used your friend and the majority were happy that should surpass using an unknown Exmouth conveyancing lawyer just because they are based in the area.

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