My wife and I are due to complete on the purchase of a house in Exmouth but as a consequence of wreckage from the recent storms I have was able negotiate recompense from the vendor in the sum of £2k by way of a reduction in the price. This was going to be dealt with as part of amending the contract but Clydesdale will not permit this. Why were they notified?
The solicitor being on a Clydesdale conveyancing panel is obliged to disclose to Clydesdale of any variations to the purchase price. If you prohibit your conveyancer to disclose the price change to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new lawyer for your conveyancing in Exmouth.
I just bought a property at auction in Exmouth. Conveyancing is necessary. What is next?
Now that you have legally committed yourself to purchase you must find a conveyancing practitioner as a matter of urgency as you are facing a pending a drop dead date to complete the conveyancing. An auction property should have a bespoke auction pack. This will include evidence of title and search results. If you have purchased leasehold property the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You should hand this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that you have funds in order to complete on the on the contractual date .
I am currently in the process of buying my council flat in Exmouth. I have a mortgage offer with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
The formalities of my purchase has taken place for my property in Exmouth. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who handled the conveyancing in Exmouth 4 years ago have long since closed. Will I be able to sell the house?
Assuming the title is registered the details of your ownership will be held by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, identify your property and get current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
How can the Landlord & Tenant Act 1954 affect my commercial premises in Exmouth and how can your lawyers assist?
The particular law that you refer to provides security of tenure to business tenants, giving them the right to make a request to court for a renewal lease and remain in occupation at the end of an expired lease. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Exmouth
I am in need of some leasehold conveyancing in Exmouth. Before I set the wheels in motion I want to be sure as to the unexpired term of the lease.
Assuming the lease is registered - and most are in Exmouth - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Exmouth - Sample of Questions you should ask before Purchasing
On the whole the outlay for major works are not included within maintenance charges, albeit that a few managing agents in Exmouth obliged leasehold owners to pay into a reserve fund and this is used to offset against major works. The prefered form of lease arrangement is where the freehold title is in the ownership of the leaseholders. In this arrangement the tenants benefit from being in charge if their destiny and although a managing agent is often employed if the building is bigger than a house conversion, the managing agent employed by the leaseholders. What is the name of the managing agents?