lenderpanel

Find a Exeter Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Exeter? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Exeter conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Exeter conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Exeter

Can I use your services to locate a Conveyancing solicitor in Exeter even where I’m not buying or selling a house, for example if I want to acquire a shop in Exeter with a mortgage from Santander?

Our search tool is primarily used to help choose residential conveyancing solicitors in Exeter but we have recorded towards the bottom of this page a few Exeter commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent Santander

What is the difference between a licensed conveyancer and conveyancing solicitor in Exeter

There are many recorded licenced Conveyancers in Exeter and Solicitor partnerships in Exeter to choose from It is important to make clear that both are regulated professionals specialising in the legal work in the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

is it true that all Exeter conveyancing solicitors on the Santander conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Santander conveyancing panel they would need to be overseen by the SRA. Many banks do allow licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.

I am selling my apartment. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Coventry BS are being difficult. The Exeter solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Should commercial conveyancing searches reveal proposed roadworks that may impact a commercial premises in Exeter?

Its becoming the norm that commercial conveyancing solicitors in Exeter will carry out a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Exeter. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Exeter.

For each commercial conveyancing transaction in Exeter it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Exeter commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Exeter.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in Exeter I like with a park and station in the vicinity, however it only has 51 remaining years left on the lease. There is not much else in Exeter for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

What if there is a problem with the searches conducted as part of my conveyancing in Exeter?

Ordinarily, most problems exposed in Exeter conveyancing search results can be dealt with in advance of completion or title insurance could possibly be put in place. It is crucial to remember that even though you are buying the premises and might be willing to accept the search results, your building society or bank may not, and when all said and done the decision rests with them.

Last updated

Find out more about how flying freehold can affect your the value of a property.