I was informed today by my mortgage broker that my Exeter lawyer is not on the bank Solicitor panel. What can I do to be certain whether this is indeed the case?
The first thing you need to do is to call your Exeter conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
Are the BSA planning on creating a online directory to to identify firms on the Earl Shilton BS conveyancing panel for instance in Exeter?
We have not been informed any plans on the part of the BSA to develop such a search facility.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Exeter? or Apparently there is a law dating back centuries that means some house owners living in a parish church boundary will be compelled to pay for maintenance to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Exeter?
Unless a previous purchase of the house took place post 12 October 2013 you may expect lawyers carrying out conveyancing in Exeter to continue to advocate a chancel search and or insurance against a claim.
I need to retain a conveyancing solicitor for sale conveyancing in Exeter. I happened to chance upon a site which seems to have the ideal offering If there is a chance to get all the legals done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am hoping to put an offer on a small detached house that appears to tick a lot of boxes, at a great figure which is making it all the more appealing. I have since found out that the title is leasehold as opposed to freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Exeter. Conveyancing solicitors have not yet been instructed. Will my lawyers set out the implications of buying a leasehold house in Exeter ?
Most houses in Exeter are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are buying in Exeter in which case you should be shopping around for a Exeter conveyancing solicitor and check that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to conduct alterations. You may also be required to pay a contribution towards the maintenance of the estate where the property is part of an estate. Your conveyancer will appraise you on the various issues.
Exeter Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing
The answer will be useful as a) areas may cause problems for the building as the common areas may begin to deteriorate if maintenance are not paid for b) if the leasehold owners have an issue with the managing agents you will want to have all the details How is the lease structured? How many of the leaseholders are in arrears for their service charge payments?