Find a Exeter Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Exeter? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Exeter home move at risk of delay or failure.

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Recently asked questions about conveyancing in Exeter

The Exeter conveyancing firm handling our Exeter conveyancing has discovered a difference when comparing the surveyor’s assumptions in the home valuation report and what is in the conveyancing documents. My solicitor informs me that he must ensure that the bank is happy with this discrepancy and is content to go ahead. Is my lawyer’s approach right?

Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

My wife and I own a terraced Georgian house in Exeter. Conveyancing solicitor represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Exeter and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.

How does conveyancing in Exeter differ for new build properties?

Most buyers of new build or newly converted property in Exeter contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because house builders in Exeter typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Exeter or who has acted in the same development.

I was advised by a few selling agents in Exeter to get a quote from a property lawyer on your site. What’s the financial inducement for Estate Agents to promote your lawyers over another?

We refuse to make any referral fee for directing people in our direction. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

My step-mother purchased her house in Exeter eight years ago. She has since got married, widowed and in recent months got married again. She wishes to sell the property in a couple of months. I believe she will just be need to supply copies of the marriage certificates to the property lawyer but she is anxious it could delay the house move. Should she appoint a conveyancer to update the title documents for the property?

The is no need to bring up to date the title for the property providing you have the proof required to demonstrate how the change of name has come about.

The purchaser’s conveyancing practitioner will review the title details and require evidence to prove the change of name e.g. marriage certificates.

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Find out more about how flying freehold can affect your the value of a property.