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Find a Exeter Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Exeter? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Exeter home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Exeter conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Exeter

The Exeter conveyancing firm handling our Exeter conveyancing has uncovered a difference when comparing the surveyor’s assumptions in the valuation report and what is in the title deeds. My solicitor has advised that he must check that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s stance appropriate?

Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Exeter. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/7/2019, the requirements read as follows :

Over the last few months I have been searching for a ground for flat up to £195,000 and identified one round the corner in Exeter I like with a park and station in the vicinity, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Exeter suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

If you require a mortgage that many years will be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

My husband and I are new on the property ladder - had an offer accepted, but the agent informed us that the seller will only move forward if we instruct the agent's recommended solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family conveyancer who is familiar with conveyancing in Exeter

It is unlikely the vendors are driving this. If they desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Contact the vendors directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you will continue to appoint your preferred Exeter conveyancing lawyers - not the ones that will earn the estate agent a kickback or hit his conveyancing targets set by corporate headquarters.

Our estate agent has recommended their conveyancing practitioner for our conveyancing in Exeter - Surely it’s easier to just instruct them?

It is not always the case and you are free to instruct whichever lawyer you prefer for your Exeter home move. A property lawyer put forward by an estate agent may not necessarily be the best solicitor, they may recommend their own conveyancing firm who are based far away. In this instance you may not have contact with your solicitor and due to the lack of continuity in the transaction, it may be difficult to obtain progress reports.

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