We are acquiring our first home. Our conveyancer has texted usto check if we want to purchase additional conveyancing searches. We are really unsure what's appropriate for conveyancing in Bovey Tracey
The range of Bovey Tracey conveyancing searches should be triggered based primarily on the property, the location, the possibility of any of these risks, your knowledge of the region and risks, your general approach to risk. What is important is that you adequately comprehend what information the searches could provide. You may then decide if you personally think you need that search. If unclear, ask your lawyer to advise.
I am expecting a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Bovey Tracey solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Bovey Tracey solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I am due to exchange contracts on my house. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, RBS are being pedantic. The Bovey Tracey solicitor who is on the RBS conveyancing panel is saying indemnity insurance will be fine but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Barclays have agreed my mortgage in principle, my bid on a flat in Bovey Tracey has been accepted, what are the next steps?
The property agent will wish to know who your solicitors are (ensure that the property lawyers are on the bank’s panel). Call up Barclays or your financial adviser and finalise any outstanding paperwork. Barclays will appoint a valuer who will get in touch with the selling agent or seller to schedule a time for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Barclays will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bovey Tracey.
Various web forums that I have frequented warn that are the primary cause of hinderance in Bovey Tracey house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of holding up conveyancing in Bovey Tracey.
2 months have elapsed since my purchase conveyancing in Bovey Tracey took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Are there any apps to assist me to locate a Bovey Tracey solicitor on the Leeds Building Society conveyancing panel? I have wheels and am willing to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the search on this website. Please choose the bank and your location and you will see a number of Bovey Tracey conveyancing lawyers located nearest you. We have detailed some Bovey Tracey conveyancing firms towards the end of this page and you can contact them to check if they are on the Leeds Building Society member panel