I can't travel far from Babbacombe. Please explain the reason why all Babbacombe conveyancers aren't included on all lender panels?
Banks point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The elimination of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lending institutions to review their conveyancing panels, which kicked off a major policy change in the sector. It led to lenders removing a number of firms off their official list of approved conveyancers .
I have given 8 weeks notice to my current landlord and have to be out of my rented flat in Babbacombe by 15/4/2019. Conveyancing on my purchase has just started. How realistic is it to complete in 4 weeks as don't want to have to find temporary accommodation?
The normal practice is not to give notice on a rental unless your lawyer suggests that you should. Assuming that you have not previously done so, notify to your conveyancer and request that they cajole the owners lawyers, try to an acceptable time-line that all parties will look to achieve
I have a decision in principle. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would much rather appoint a specialised conveyancing solicitor in Babbacombe?
Do check but the chances are that appoint one of their panel lawyers if you accept the "fee-free" incentive. Call the lender to ask if they offer you a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Babbacombe.
What does commercial conveyancing in Babbacombe cover?
Babbacombe conveyancing for business premises covers a wide range of guidance, provided by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
I happen to be an executor of my recently deceased mum’s Will, with a house in Babbacombe which will be sold. The bungalow has never been registered at HMLR and I'm advised that many estate agents will insist that it is done before they will proceed. What's the mechanism for this?
In the situation you refer to it seems sensible to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.