We're in Babbacombe, First time buyers buying with a mortgage (lender is Clydesdale , and our lawyer is on the Clydesdale conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Clydesdale conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I had a mortgage agreed in principle with Virgin Money. Babbacombe conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Virgin Money?

Some lenders take longer than others. Have Virgin Money conducted the survey? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

My fiancee and I are in the process of looking at apartments in Babbacombe and I am now considering a potential offer. Is it wise to have my conveyancer on ‘stand by’? I am planning to take a home loan with Santander.

You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are obtaining a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.

The formalities of my purchase has taken place for my property in Babbacombe. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I am looking to sell my property. My former solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Babbacombe if that makes things easier.

Please use our search tool to help you find a solicitor for your conveyancing in Babbacombe. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

Is it best to choose a Babbacombe conveyancing lawyer based in the location that I am hoping to buy? An old friend can deal with the conveyancing but his firm is located approximately 350miles away.

The benefit of a local Babbacombe conveyancing firm is that you can drop in to execute documents, hand in your ID and pester them where appropriate. They will also have local intelligence which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and on the whole were happy that should outweigh using an unfamiliar Babbacombe conveyancing lawyer just because they are Babbacombe based.

My partner and I are FTB’s just having agreed a price on a property in Babbacombe, and are about to get solicitors instructed. We have utilised the numerous comparison based websites and the results are from all over the the UK. Is it essential to have a Babbacombe lawyer local to your potential house? I am fine to do all the communicating over the internet, but I assume at some stage we will be required to attend the property lawyer's office to sign contracts?

The solicitor does not have to be in Babbacombe, but opting for local means that you can attend their offices if you need to, for instance, if a signature is immediately necessary. In addition, a Babbacombe solicitor is likely to be familiar with local agents and (if the vendor has instructed a local conveyancing practitioner) with them, which will help smooth the process.