Why do I have to pay up front for conveyancing in Dartmouth?
If you are buying a property in Dartmouth your solicitor will ask you to provide them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the deposit is as part of the sale price then this will be required immediately ahead of exchange of contracts. The closing balance that is due should be transferred a few days ahead of the day of completion.
We wanted to use a conveyancing solicitor in Dartmouth for our house purchase. Our financial adviser informed us that our bank Chelsea Building Society won't deal with them. Surely this is unfair competition?
Pre- 2008 most banks had an appetite for risk which was higher than today. Almost all Dartmouth conveyancing firms would have been on most mortgage company panels. The financial services regulator in 2010 conducted a thematic review into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more information from law firms regarding their operations and their employees as well as set certain criteria such a completing on a minimum number of conveyancing. Many Dartmouth conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Dartmouth is amongst the many locations where the solicitors showing on our search results are members of the panel for Chelsea Building Society.
I moved into my house on 6 February and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Dartmouth expressed confidence that it would be dealt with in less than a month. Are properties in Dartmouth uniquely lengthy to register?
As far as conveyancing in Dartmouth is concerned, registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can differ according to the party submitting the application, whether there are errors and if the Land registry communicate with any third parties. Currently roughly 80% of submission are fully dealt with within two weeks but some can be subject to longer delays. Historically registration occurs after the new owner has moved in to the premises so 'speed' is not always top priority yet if there is a degree of urgency associated with the registration then you or your conveyancer must speak with the land registry and explain the circumstances.
I need to find a conveyancing solicitor for my conveyancing in Dartmouth. I happened to chance upon a site which seems to have the perfect solution If it is possible to get all this stuff done via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My aunt purchased her house in Dartmouth ten years ago. She has been married, widowed and has recently remarried. She now intends to dispose of the Dartmouth property. I believe she will simply be need to supply copies of her marriage certificates to the solicitor however she is worried it could frustrate the sale of the property. Is it worth updating the title details for the property?
The is no need to bring up to date the title for the property on the basis that you have the evidence required to demonstrate how the change of name occurred.
Any purchaser’s conveyancing practitioner will review the land registry details and requisition evidence to prove the change of name for example marriage documentation.