Our lender has recommended solicitors on their panel based in Dartmouth but I would rather instruct a conveyancing lawyer in Dartmouth round the corner to me. Are you able to assist?
It is by no means the case that all Dartmouth conveyancing firms are on all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to find a Dartmouth conveyancing conveyancer on the on the mortgage company panel.
is it true that all Dartmouth solicitor firms on the Leeds Building Society conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be overseen by the SRA. Some lenders do permit licenced conveyancers on their panel and in such a situation the organisation would be overseen by the Council of Licensed Conveyancers.
Last month we had a mortgage agreed in principle with Virgin Money. Dartmouth conveyancing solicitors have been selected. How long does it take for Virgin Money to forward the offer to the solicitor?
There is no definitive answer here. Have Virgin Money conducted the valuation? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being problematic. The Dartmouth solicitor who is on the Clydesdale conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one near me in Dartmouth I like with amenity areas and railway links nearby, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Dartmouth in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage that many years will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
I was pointed in your direction by a couple of local selling agents in Dartmouth to select a property lawyer on your site. What’s the financial advantage for Estate Agents to offer your site over another?
We don’t give any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission as a client could think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am 14 days into a residential purchase having been directed to a firm by the high street agent to handle our conveyancing in Dartmouth. We are not happy. Could you you assist me in finding new solicitors?
They would need to be really bad in order to consider replacing them. Has your loan offer been sent? In the event that it has you must make them aware of the new contact details and get the mortgage documents are re-sent. The solicitor ideally needs to be on the banks approved list to avoid escalating expenses and complications. That should be your first question of the new conveyancers. Our find a solicitor tool will assist you in finding a lender approved solicitor for your home move in Dartmouth