What is the difference between a licensed conveyancer and conveyancing solicitor in Torquay

There are many recorded licenced Conveyancers in Torquay and Solicitor practices in Torquay offering conveyancing We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in transferring property. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I am helping my aunt sell her house in Torquay. Does the conveyancing solicitor commission an energy assessment or do I organise this?

Following the abolition of Home Information Packs, energy assessments was maintained a mandatory component of selling a property. An EPC needs to be commissioned before the property is marketed. It is not a task that lawyers normally organise. Where you are using a Torquay conveyancing practitioner they may be able to arrange energy performance certificates due to their contacts with reputable local providers

We expect to receive a OIP from HSBC this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Torquay solicitors on the HSBC conveyancing panel, or is it better to go independently?

You will need to appoint Torquay solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.

Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who conducted the conveyancing in Torquay 5 years ago have long since closed. Will I be able to sell the house?

In today’s world there are copies made of almost everything, and your conveyancer will be aware exactly where to look for all the relevant paperwork so you may purchase or sell your house without any difficulty. If duplicates can’t be located, your lawyer can put in place insurance or indemnities protecting you against possible claims on your premises.

I'm remortgaging my existing home to a buy to let loan with Skipton Building Society and intend to use the remaining equity as a deposit on a second property. The neighborhood we are interested in is Torquay. Will your lawyers be able to act for both sets of banks and tie in the conveyances?

Make use of our comparison tool on this site to ensure that the solicitors are approved by both mortgage companies. On the basis that they are your conveyancer should be able to simultaneously deal with the two transactions but you should have a chat with you lawyer and make apparent your expectations and needs.

What advice can you give us when it comes to appointing a Torquay conveyancing practice to deal with our lease extension?

When appointing a conveyancer for your lease extension (regardless if they are a Torquay conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Torquay conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be useful:

How familiar is the firm with lease extension legislation? If they are not ALEP accredited then what is the reason?

I acquired a ground floor flat in Torquay, conveyancing was carried out in 2003. How much will my lease extension cost? Equivalent flats in Torquay with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 yearly. The lease ceases on 21st October 2094

With only 70 years unexpired we estimate the premium for your lease extension to range between £9,500 and £11,000 plus professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first getting professional advice.

My aim is to purchase a garden maisonette in Torquay. Conveyancing solicitor has been awaiting, from the vendor, building insurance documents. This afternoon I was advised that the owner needs to forward the insurance documents for the flat above also. Why would my conveyancing practitioner need to review the insurance for the flat above? Is it really required? We have been waiting for the last fortnight…

It is not unheard of in leasehold conveyancing in Torquay to find Conveyancing in Torquay in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the landlord insuring the whole premises - which is definitely preferable. Do double check with your conveyancer but it would seem that your solicitor is seeking to verify that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reinstated for lack of insurance.