In what way does my ID and proof of funds have anything to do with my conveyancing in Teignmouth? Is this really necessary?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identification documents of the potential client they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you are required to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you are unwilling to supply ID verification documents, your conveyancer will not be able to take you on as a client.
I am refinancing my flat in Teignmouth, does my lawyer need to be on the Skipton Solicitor panel?
There is nothing to stop you using your solicitor, but Skipton will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Have completed on a a semi-detached house in Teignmouth , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Teignmouth conveyancing solicitor has been painfully slow, so I want to be sure that my purchase is registered.
As far as conveyancing in Teignmouth is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can vary depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any other parties. As of today in the region of three quarters of such applications are completed in less than three weeks but occasionally there can be protracted hold-ups. Registration occurs after the new owner has moved in to the property so post completion formalities is not typically top priority but if it is urgent that the the registration takes place urgently then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.
I decided to have a survey carried out on a property in Teignmouth before retaining lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies may not give a loan on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Teignmouth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Teignmouth to see if the conveyancing will be more expensive.
As co-executor for the will of my grandmother I am disposing of a house in Monmouth but I am based in Teignmouth. My lawyer (who is 250 kilometers awayneeds me to execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Teignmouth who can witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are based in Teignmouth