I am expecting a offer of a home loan from Halifax. I hope to use a Licensed Conveyancer in Dawlish. Does the Halifax Solicitor panel allow for Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I used Arc property Solicitors a few years ago for my conveyancing in Dawlish. I now require my papers however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Dawlish of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm purchasing my first flat in Dawlish with a mortgage from Barnsley Building Society. The sellers would not move on the price so I negotiated 6k of extras instead. The sale representative suggested that I not disclose to my solicitor about this side-deal as it could jeopardize my loan with Barnsley Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Dawlish is the location of the property. What do you suggest?

Flying freeholds in Dawlish are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dawlish you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dawlish may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I'm refinancing my current home to a BTL loan with HSBC Bank and intend to use the remaining equity as a deposit on further house. The location we are looking at is Dawlish. Will your lawyers be able to act for both sets of mortgage companies and tie in the conveyances?

Do use our search tool on this page to be sure that the lawyers are on the relevant lender panels. Assuming that they are your conveyancer should be able to tie up the two deals but you should have a chat with you lawyer and specify your desired outcome and requirements.