We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to instruct a Dawlish based conveyancing firm?
Do check but the chances are that appoint one of their panel solicitors where you want the "fee-free" incentive. Call the bank to explore if they offer you a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Dawlish.
A colleague advised me that in buying a property in Dawlish there could be various restrictions preventing external changes to a property. Is this right?
We are aware of a number of properties in Dawlish which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Dawlish should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are buying a end of terrace house in Dawlish. Our aim is to carry out a loft conversion at the property.Will the conveyancing process include enquiries to ascertain if these works are allowed?
Your solicitor should check the deeds as conveyancing in Dawlish can occasionally identify restrictions in the title documents which prevent categories of changes or require the consent of a 3rd party. Many additions require local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
We expect to receive a DIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Dawlish solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Dawlish solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Dawlish is the location of the property. What do you suggest?
Flying freeholds in Dawlish are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dawlish you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dawlish may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Should I be wary that estate agents that I am dealing with are encouraging me to use an internet conveyancing firm as opposed to a local Dawlish conveyancing practice?
As with many service providers, often suggestions from relatives can be most helpful. But there are numerous people with a vested interest in a conveyancing matter; estate agents, financial adviser and lenders might all recommend lawyers to use. Sometimes these lawyers might be known to one of the organisations as being good in their field, but sometimes there might be a financial incentive behind the recommendation. You are free to select your preferred conveyancer. Don't forget that many banks specify a panel list of lawyers you must use for the lender related work in your conveyancing.
My brother has urged me to use his conveyancers in Dawlish. Should I use them?
No doubt the best way to choose a conveyancing solicitor is to get referrals from friends or family who have experience in using the solicitor you're are thinking of instructing.