My IFA has requested my Topsham solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to obtain this. I have e-mailed my local Topsham office but they don't know it.

Have you tried contacting your Topsham lawyer about this?. They should have a central record lender panel numbers.

How does conveyancing in Topsham differ for new build properties?

Most buyers of new build residence in Topsham contact us having been asked by the builder to sign contracts and commit to the purchase even before the premises is built. This is because builders in Topsham typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Topsham or who has acted in the same development.

How does the Landlord & Tenant Act 1954 affect my business property in Topsham and how can you help?

The particular law that you refer to gives security of tenure to business lessees, giving them the a statutory right to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Topsham is one of our numerous locations in which our lawyers are located

We are 14 days into a residential purchase having been referred to conveyancers by the estate agent to execute conveyancing in Topsham. I am am starting to be dissatisfied with the level of service. Could you help me find new lawyers?

A lawyer would need to be very poor in order to consider changing them. Has the loan offer been issued? In the event that it has you must make them aware of the replacement solicitor and get the loan are issued to the new lawyers. Your conveyancer should be on the lenders panel to avoid supplemental costs and complications. That should be your first question of the new solicitors. The search tool should help you find a lender approved solicitor for your home move in Topsham

In relation to leasehold conveyancing in Topsham what are the most frequent lease problems?

There is nothing unique about leasehold conveyancing in Topsham. Most leases are unique and drafting errors can sometimes mean that certain provisions are erroneous. The following missing provisions could result in a defective lease:

Maintenance charge proportions which don’t add up to the correct percentage Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease will likely cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. National Westminster Bank, Coventry Building Society, and Bank of Ireland all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to withdraw.

Topsham Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

In the main the cost for major works are not included within service charges, although some managing agents in Topsham obliged tenants to pay into a sinking fund created for the specific intention of building a fund for major repairs or maintenance. How much is the annual maintenance fee and ground rent?