I am in need of a property lawyer. Do I opt for a national conveyancer as opposed to a family Topsham conveyancing lawyer?

Existing third party connections are another important factor to consider when choosing conveyancing solicitors. Topsham law firms benefit from connections with mortgage brokers and agents, local authorities, surveyors and other law firms meaning you will move in shortest possible time. Having specialist knowledge of the local area is also a plus .

What is the difference between a licensed conveyancer and conveyancing solicitor in Topsham

There are many recorded licenced Conveyancers in Topsham and Solicitor partnerships in Topsham to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

A relative informed me that in buying a property in Topsham there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?

There are anumerous of properties in Topsham which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Topsham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

About to purchase apartment in Topsham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Topsham conveyancer is on the Lloyds conveyancing panel.

A colleague suggested that where I am purchasing in Topsham I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Topsham conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Topsham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Topsham.

I'm buying a new build house in Topsham with the aid of help to buy. The developers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not disclose to my conveyancer about this deal as it will put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Topsham is where the house is located. Can you shed any light on this issue?

Flying freeholds in Topsham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Topsham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Topsham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.