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Find a Topsham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Topsham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Topsham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Topsham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Topsham

My partner’s brother is a property lawyer. I hope that I will receive preferential fee for conveyancing, However if that does not come materialise, what level of figure would I typically be looking at for conveyancing in Topsham?

Do contrast pricing. Make use of our search tool on this site. You will notice that amounts may be different but the service one can expect are distinct between conveyancers as is the case with most professions.

I am the only recipient of my late mum's estate and I have everything in my name now, including the house in Topsham. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I do know about the CML 6 month 'rule', which means that my property ownership could be considered the same way as though I had purchased the property in December. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. How sensible a view banks take of it, depend on the mortgage company as this provision is primarily there to capture the purchase and immediately sell or the quick reselling of property.

Can I be sure that the Topsham conveyancing solicitor on the Aldermore panel is any good?

When it comes to conveyancing in Topsham obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor handling your transaction.

My wife and I have arranged the release of further funds on our home loan from Leeds Building Society as we wish to carry out a loft conversion to our house in Topsham. Are we obliged to select a high street Topsham solicitor on the Leeds Building Society conveyancing panel to deal with the legals?

Leeds Building Society don't usually instruct a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.

Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who conducted the conveyancing in Topsham 5 years ago have long since closed. What are my options?

Assuming you have a registered title the details of your ownership will be retained by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, find your property and get up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be ordered for a small fee.

I'm buying a new build house in Topsham with a loan from Skipton Building Society. The developers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my conveyancer about the extras as it would affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Topsham prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders may not give a loan on a flying freehold premises.

It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Topsham. Conveyancing may be slightly more expensive based on your lender's requirements.

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Find out more about how flying freehold can affect your the value of a property.