Find a Silverton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Silverton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Silverton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Silverton conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Silverton

I am expecting a offer of a home loan from Lloyds. I intend to instruct a Licensed Conveyancer in Silverton. Does the Lloyds Conveyancing panel include Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

The property market in Silverton is heating up. What can I do to expedite the conveyancing process?

In the event that the seller is applying time constraints to exchange it is advisable to make sure that your conveyancer is familiar with the area as they will make use of local relationships and know-how. It is possible that they may have conducted otherhouses in the same road. You would be best advised to use a Silverton conveyancing lawyer. Second, double check that the lawyer is on the lender panel. It is believed that nearly one in five of Silverton conveyancing transactions are frustrated or derailed after discovering a buyer’s lawyer was not on their banks panel. This can often result in the transaction being delayed by an average of 21 days. It is believed that this issue affects approximately one hundred thousand home moves every year. Most Silverton conveyancing practices can not act for certain mortgage companies so do check as early as possible.

Is there a reason why leasehold purchase conveyancing in Silverton costs more?

In short, leasehold conveyancing in Silverton and elsewhere usually necessitates additional due diligence compared to freehold conveyancing. This includes reviewing the lease, communicating with the landlord concerning serving applicable notices, securing up-to-date service charge and management information, procuring the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different owners have owned the lease since it was first granted.

I am looking for a ground for flat up to £305k and found one round the corner in Silverton I like with amenity areas and transport links nearby, the downside is that it's only got 52 years on the lease. There is not much else in Silverton for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

A licensed conveyancer acted on my conveyancing in Silverton 5 years ago and was holding my deeds but has now closed – how do I get hold of these?

Deeds, as such, no longer exist as the majority of properties in Silverton are registered digitally at Land Registry. Where you need to prove ownership or are selling or re-mortgaging your conveyancer can obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.

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