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Find a Silverton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Silverton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Silverton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Silverton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Silverton

Why would I instruct a Silverton conveyancing practice when online conveyancers are so much cheaper?

By all means make sure that you scrutinise conveyancing costs in Silverton and you should seek an affordable quote but don’t expend your energy hunting for the lowest priced Silverton conveyancer. Finding the right conveyancer can mark the difference between a seamless and a frustrating house move. It is important that you ensure that you have expert advice from an experienced solicitor. Emails can't be as helpful as a telephone discussion and can never replicate a one to one consultation. The firms that we work with will find you a qualified and trusted conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of continuity that you are unlikely to received from an internet conveyancer. Our lawyers will inform you on progress and keep you informed. Should it ever be necessary to call the firm you will be sure who you need to speak to and they will ensure you're not left wondering what's going on.

What is the first thing I need to know concerning purchase conveyancing in Silverton?

Not many law firms or advisers will tell you this but conveyancing in Silverton and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists plenty of room for confrontation between you and other parties involved in the legal transfer of property. E.g., the seller, selling agent and on occasion the lender. Selecting a solicitor for your conveyancing in Silverton should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the process whose responsibility is to protect your best interests and to protect you.

On occasion a potential adversary will try and persuade you that you should follow their advice. For example, the estate agent may claim to be assisting by suggesting your lawyer is dragging his heels. Or your mortgage broker may tell you to do something that is contrary to your lawyers guidance. You should always trust your lawyer above all other parties in the home moving process.

We intend to purchase a newly converted flat in Silverton with a mortgage from Santander.We would like to retain our Silverton conveyancing practitioner but Santander informed us she’s not on their approved list of member firms. We have to appoint a Santander panel firm or retain our preferred solicitor and fork out for a Santander panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The home loan offered to you contains various provisions, a common one being that solicitors must be on the Santander solicitor panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Santander

How does conveyancing in Silverton differ for newly converted properties?

Most buyers of new build property in Silverton come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is built. This is because builders in Silverton usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Silverton or who has acted in the same development.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Silverton is where the house is located. Is there any guidance you can impart?

Flying freeholds in Silverton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Silverton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Silverton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

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Cullompton
Crediton
Silverton
Whimple
Exeter
Exmouth
Topsham
Woodbury
Broadclyst

Find out more about how flying freehold can affect your the value of a property.