Is the fact that my solicitor in Whimple is not identified on my mortgage company's conveyancing panel that there is a problem with the standard of his conveyancing?

That is most likely an incorrect assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Whimple conveyancing firm and ask them why they are no longer on the approved list for your mortgage company.

A relative advised me that if I am purchasing in Whimple I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally included in the estimate for your Whimple conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Whimple around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Whimple Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Whimple.

Due to the advice of my in-laws I had a survey completed on a house in Whimple before appointing lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some mortgage companies will refuse to issue a mortgage on this type of house.

It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you contact us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whimple. Conveyancing will be smoother if you use a solicitor in Whimple especially if they are accustomed to such properties in Whimple.

My husband and I are new on the property ladder - had an offer accepted, yet the agent told us that the owners will only proceed if we use their preferred conveyancers as they need an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Whimple

We suspect that the seller is unaware of this requirement. If they want ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you will continue to use your own,trusted Whimple conveyancing firm - not the ones that will give the estate agent a commission or hit his conveyancing figures pre-set by HQ.

I am in need of some leasehold conveyancing in Whimple. Before I get started I want to be sure as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Whimple - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Whimple Leasehold Conveyancing - A selection of Queries before Purchasing

How many years are left on the lease? Is there a share of the freehold? It would be a good idea to investigate if there are any onerous prohibitions in the lease. By way of example plenty of leases prohibit pets being permitted in in a block in Whimple. If you love the apartmentin Whimple but your dog can’t move with you then you will be faced difficult decision.