I am the registered owner of a freehold house in Whimple but still charged rent, why is this and what is this?

It is rare for properties in Whimple and has limited impact for conveyancing in Whimple but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Whimple. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/6/2023, the requirements read as follows :

I am planning to move house in September. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you suggest a removal company in Whimple. Conveyancing lawyer was found before I stumbled across your page.

On the day of completion you will need to pick up the house keys from your selling agent but this can only happen once the sellers conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. You should inform the removal company that you are ready to move in. We are not in a position to recommend a specific removal company but can help you locate a conveyancing in Whimple or a firm with expertise in conveyancing in Whimple.

Can I be sure that the Whimple conveyancing solicitor on the Skipton panel is any good?

When it comes to conveyancing in Whimple seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your conveyancing.

My offer was accepted on a property in Whimple on 17/4/2023, valuation was booked five days later, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.

What does a local search reveal regarding the property we're buying in Whimple?

Whimple conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Xpress Legal The local search is essential in every Whimple conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.

My husband and I are FTB’s - agreed a price, but the agent informed us that the owners will only proceed if we use their recommended lawyers as they are insisting on an ‘expedited deal’. We would rather use a family solicitor with experience of conveyancing in Whimple

We suspect that the owner is unaware of this demand. If they desire ‘a quick sale', taking such a hostile approach to a genuine buyer is going to damage their objectives. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to use your own,trusted Whimple conveyancing firm - rather thanthe ones that will provide their negotiator at the agency a introducer fee or meet his conveyancing targets demanded by senior management.