Find a Honiton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Honiton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Honiton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Honiton conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Honiton

The owners of the house we are purchasing have appointed a conveyancing practitioner in Honiton who has insisted on a exclusivity contract with a non-refundable deposit 6,000. Are such agreements sensible?

This kind of arrangement isn't frequently used in Honiton, conveyancers will often sway clients away from them as they detract from the main conveyancing focus and if you end up losing your deposit then the lawyer at best left with an upset client and at worst a litigious one. In addition, there is no certainty that just because the owner has signed an exclusivity agreement they will sell to you. They may be tempted to break the contract if they receive sufficient financial inducement to do so because a wronged buyer with the benefit of a lockout agreement will still have to show losses as a consequence of the breach and this may not amount to the financial benefit that the owner may obtain by breaking the contract, no matter how morally unworthy that may be.

My grandfather passed away 10 months ago and as sole heir and executor I was left the house in Honiton. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?

Where you plan to re-mortgage then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.

Is there a list of Barclays panel solicitors in Honiton on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings viewable over the internet. Where you are looking for a Honiton conveyancing practitioner on the Barclays please make the most of our tool.

I recently had an offer accepted on a house in Honiton. My mortgage broker pressured me to appoint their property lawyer. I paid an on account payment of £150. A couple of days later, the solicitor called me to say that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Barclays have agreed my mortgage in principle, my bid on a house in Honiton has been agreed to, what are the next steps?

The property agent will wish to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s panel). Contact Barclays or your financial adviser and finish off any relevant forms. Barclays will sellect a valuer who will get in touch with the estate agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Barclays will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Honiton.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Honiton is where the house is located. What do you suggest?

Flying freeholds in Honiton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Honiton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Honiton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We have today had a bid accepted on our 1st home in Honiton, and are now looking to get solicitors appointed. I have made use of the numerous comparison tools and the quotes are from all across the the UK. Is it critical to have a Honiton conveyancing practitioner local to the potential property? I am happy to do all the communicating electronically, but I guess at some point we may be required to physically go into the solicitor's office to sign documents?

On the whole there is no requirement to attend the office of your property lawyer, they can send any relevant contracts to you, which you can sign and send back. Many home movers choose to instruct a locally based solicitor, but it is not essential for conveyancing in Honiton.

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Find out more about how flying freehold can affect your the value of a property.